No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@UncleB wrote:
@galahad15 wrote:Very interesting to hear that the DC's cash rewards can be converted from cashback to TYP, just curious if anyone can please list how to make the conversion happen exactly on Citi's website?
Also: what happens to cashback rewards already earned, upon the conversion to TYP? Thanks!
The way this works on my setup is my DoubleCash still earns "cash," and I have to manually go in and convert the cash to TYPs.
When I initially set things up I had two TYP accounts (one for my existing Rewards+, and then a second one for the DoubleCash) but I was able to get them merged into a single TYP account.
It was a little clunky getting things set up (one TYP account was missing my suffix, so it required a call to get things sorted) but now it's working out well. I no longer have to wait until my DC is at $25 to cash out, and there's the 10% bonus on redemptions as well.
@UncleB Just add a Prefix and your good to go ![]()
![]()
@Anonymous wrote:
@UncleB wrote:
@galahad15 wrote:Very interesting to hear that the DC's cash rewards can be converted from cashback to TYP, just curious if anyone can please list how to make the conversion happen exactly on Citi's website?
Also: what happens to cashback rewards already earned, upon the conversion to TYP? Thanks!
The way this works on my setup is my DoubleCash still earns "cash," and I have to manually go in and convert the cash to TYPs.
When I initially set things up I had two TYP accounts (one for my existing Rewards+, and then a second one for the DoubleCash) but I was able to get them merged into a single TYP account.
It was a little clunky getting things set up (one TYP account was missing my suffix, so it required a call to get things sorted) but now it's working out well. I no longer have to wait until my DC is at $25 to cash out, and there's the 10% bonus on redemptions as well.
Just add a Prefix and your good to go
I once knew someone who added "Sir" to the beginning of his name on a credit card. He was just a regular guy. Not sure if it ever caused him any problems, but I thought it was funny.
Not
@Curious_George2 wrote:
@MrDisco99 wrote:
@Curious_George2 wrote:
@MrDisco99 wrote:The Custom Cash card's superpower is cash redemption at 1 cent per point. All other TYP cards redeem points for statement credit only on certain categories and only at 0.5 cents per point. They are worth 1 cent on the travel portal and on some gift card redemptions.
This isn't quite right. Double Cash rewards can be converted to Thank You Points, in any amount greater than or equal to $1, and those TYPs can be redeemed for cash at 1 cpp.
One might reasonably ask: why bother going cash-points-cash? The answer is that it avoids the $25 redemption minimum on DC cashback.
I don't really think of the DoubleCash as a vehicle for TYP redemptions, but you're right, the DC's cash rewards can be converted to TYP. Can you cash out TYP at 1cpp with just the DC?
Yes. I just did it a few weeks ago.
Not really.
The double cash doesn't earn thank you points. It's earns "cash rewards". Once you convert your "cash rewards" into thank you points, you cannot convert back, and you wouldn't be able to get 1cpp from the DC alone. The DC is not a points earning card strictly speaking. It just has a feature that lets you convert cash rewards into points.
@Credit12Fico wrote:Not
@Curious_George2 wrote:
@MrDisco99 wrote:
@Curious_George2 wrote:
@MrDisco99 wrote:The Custom Cash card's superpower is cash redemption at 1 cent per point. All other TYP cards redeem points for statement credit only on certain categories and only at 0.5 cents per point. They are worth 1 cent on the travel portal and on some gift card redemptions.
This isn't quite right. Double Cash rewards can be converted to Thank You Points, in any amount greater than or equal to $1, and those TYPs can be redeemed for cash at 1 cpp.
One might reasonably ask: why bother going cash-points-cash? The answer is that it avoids the $25 redemption minimum on DC cashback.
I don't really think of the DoubleCash as a vehicle for TYP redemptions, but you're right, the DC's cash rewards can be converted to TYP. Can you cash out TYP at 1cpp with just the DC?
Yes. I just did it a few weeks ago.
Not really.
The double cash doesn't earn thank you points. It's earns "cash rewards". Once you convert your "cash rewards" into thank you points, you cannot convert back, and you wouldn't be able to get 1cpp from the DC alone. The DC is not a points earning card strictly speaking. It just has a feature that lets you convert cash rewards into points.
This is not correct. I only have two Citi cards. One of them is Costco, so it has nothing to do with TYP. The other is DoubleCash. As shown in the screen snip below, I converted DoubleCash rewards ($11.82 worth) to 1,182 TYPs and then redeemed those as an $11.82 statement credit.