@Remedios wrote:
@seattletravels wrote:
@Remedios wrote:
@AverageJoesCredit wrote:
@Remedios wrote:How old does Citi card have to be before asking for APR reduction?
I'm just looking for something to do while Im raising trillion baby accounts.
Remmy im going to say give it at least a year to establish the history snd possibly the promo period, if you have one, to end. I cant imagine getting it sooner but asking only hurts if your name is Chase
Thanks
I figured it would be a year or longer
Credit boredom, it's a thing lol
Don't you ever sleep?
Not really
Me either 🤪
@AverageJoesCredit wrote:
@M_Smart007 wrote:#1 DC card .. He is working on DC card #2
Noice! Suprised they tried with a promo running🤯
Ya Joe, I was really surprised at the lower APR on the card with the promo.
But I figures what the heck, I am on chat anyways
They are both fairly aged cards.
@pinkandgrey wrote:Congrats!! I never think to ask about these things
That's close to the lowest for the DC, isn't it?
@pinkandgrey .. I believe 15.24% is the current lowest, unless you have a really old fixed APR card.
Have a Great Day
@M_Smart007 wrote:
@pinkandgrey wrote:Congrats!! I never think to ask about these things
That's close to the lowest for the DC, isn't it?
@pinkandgrey .. I believe 15.24% is the current lowest, unless you have a really old fixed APR card.
Have a Great Day
I just checked and the lowest might be 14.49. Call them back, AJC, and demand they go lower lol
I want to be like the cool kids so I tried for one. As others have said, when you have a promo rate, no can do.
I ain't cool. That's OK, I wasn't going to use it.
Edit: Correction, others have promo rates and were able to get their regular rate lowered.
But, if you get your regular APR lowered, I bet the promo rates will be higher, so maybe its a good thing to leave as is as long as promo rates are intact.
@pinkandgrey wrote:
@M_Smart007 wrote:
@pinkandgrey wrote:Congrats!! I never think to ask about these things
That's close to the lowest for the DC, isn't it?
@pinkandgrey .. I believe 15.24% is the current lowest, unless you have a really old fixed APR card.
Have a Great Day
I just checked and the lowest might be 14.49. Call them back, AJC, and demand they go lower lol
Lol Pinkie, i wont look a gifthorse in the mouth
, pat it, yes, look no!☺️
@Anonymous wrote:I want to be like the cool kids so I tried for one. As others have said, when you have a promo rate, no can do.
I ain't cool. That's OK, I wasn't going to use it.
Edit: Correction, others have promo rates and were able to get their regular rate lowered.
But, if you get your regular APR lowered, I bet the promo rates will be higher, so maybe its a good thing to leave as is as long as promo rates are intact.
Sorry CNut, i think youll get it next time. Citi probably just saw @M_Smart007 s other 9/10 income lol😂
@AverageJoesCredit wrote:
@Anonymous wrote:I want to be like the cool kids so I tried for one. As others have said, when you have a promo rate, no can do.
I ain't cool. That's OK, I wasn't going to use it.
Edit: Correction, others have promo rates and were able to get their regular rate lowered.
But, if you get your regular APR lowered, I bet the promo rates will be higher, so maybe its a good thing to leave as is as long as promo rates are intact.
Sorry CNut
That's ok, I was doing it just to do it. I did find out my regular rate is 18.74 , not 19.24, so I'm a lot better now lol.
Yay, congrats on the excellent APR reduction there AJC!
