Citi credit limit decrease

[ElvisCaprice]

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@ptatohed wrote:

(Don't forget, the citi DC can be a 3% card if you pay the bill with the right 1% debit card!    )

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If one is fortunate to make this work.  Never worked for me (with a CB debit card that I couldn't already MS).  But then my spend is so low with Citi, it doesn't matter.

[ptatohed]

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@ElvisCaprice wrote:

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@ptatohed wrote:

(Don't forget, the citi DC can be a 3% card if you pay the bill with the right 1% debit card!    )

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If one is fortunate to make this work.  Never worked for me (with a CB debit card that I couldn't already MS).  But then my spend is so low with Citi, it doesn't matter.

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It worked (works) for me, I just find it a pain that it has to be called in every time.  The citi TY card (for the short time that it worked) was easy - it could all be done on-line.  The citi DC "3%" still works for me, there's just no reason for me to do it with my 4% Smartly.    

[ElvisCaprice]

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@ptatohed wrote:

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@ElvisCaprice wrote:

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@ptatohed wrote:

(Don't forget, the citi DC can be a 3% card if you pay the bill with the right 1% debit card!    )

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If one is fortunate to make this work.  Never worked for me (with a CB debit card that I couldn't already MS).  But then my spend is so low with Citi, it doesn't matter.

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It worked (works) for me, I just find it a pain that it has to be called in every time.  The citi TY card (for the short time that it worked) was easy - it could all be done on-line.  The citi DC "3%" still works for me, there's just no reason for me to do it with my 4% Smartly.    

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But as you know, if it works for Citi CC payments, it will work with a money center online for funding, thus no calls.  Just use autopay for Citi.

[CreditCuriosity]

CL restored like last time.

Why we're contacting you
Congratulations! We are pleased to inform you that the credit limit on your Citi account has been restored to $20000, effective immediately

[MJ-san]

Ugh. I've done the reinstate a few times before. I also got hit with this on 2 cards - double cash and custom cash. Both reduced by about 2500 to around 15k. They didn't touch any other cards (Costco, Strata Elite, Macys, Bestbuy Visa, ThankYou). My total exposure is kind of insane, so it's not like I'm going to miss it and I pay off monthly, it's just the bad feeling of having something taken away  

I also wonder if the recently moved Aviator -> AAdvantage card tickled their exposure algo to flag me - that added 30k more. 

I **so wish** Citi would do what Chase, Amex, Cap1, and the like do with allowing one to reallocate credit limits.