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So as much grief as I give new people for being OCD with utilization by adjusting payment due dates and trying to have everything paid before statement cuts.... I actually do pay several transactions a month, almost instantly after the swipe. (helps me keep track of things more easily, yes I know its quirky, but it works for me!)
Anyway, I made two small purchases on my new DC card. Wednesday for $20. And today for $35. I went online this morning, and paid the $20. It said it would not be processed until the 10th. Ok...thats fine.
Then, I log on again this afternoon, and attempt to make a payment, of $35. It would not let me select any day in the month of August... um ok.... So then I went in to pending payments, and it gave me the option to edit my current $20 one. SO I changed it to $55, and hit submit. Nope, denied. It would not allow overpayment.
Ok, so um, why would it let me schedule a payment for september, for whatever I amount I choose ( was able to do this, and canceled it) but yet if I wanted to increase my current payment, it wont let it???
I know this gets into that whole crazy territory of that purchase tracker thing. That is not what this is about. I was going to circumvent any possible confusion by editing not only the payment amount, but delaying it to the middle of next week so that $35 would post. Nope, couldn't do that either...... This is exactly why I get frustrated with trying to micromanage stuff, and its just better to let things go, whether they post to statement date or not (and yes I am WELL aware if I would wait another day or two, I would not have this problem, but that is not the point).
That would be kinda awesome though, if everytime you threw monty into the citi card, that it automatically gave you 1 percent back, regardless if you had purchased anything or not. Lol.
push the payment from your checking account?
@Anonymous wrote:
barclay doesn't allow it either. i went to pay the exact amount of my posting and pending transactions and i couldn't.
will these places reject checks too? or is it just online? because there are many many moments, although not so much any more, where I use Amex Serve to send payments... I know at first they send checks, and its kind of wired later on.....
Push a payment from your banks Billpay. Wala!
@PrimeRate wrote:
@axlm wrote:push the payment from your checking account?
Beat me!
I'm having problems to focus while watching your avatar, it's so silly and funny
@Anonymous wrote:
@Anonymous wrote:
barclay doesn't allow it either. i went to pay the exact amount of my posting and pending transactions and i couldn't.will these places reject checks too? or is it just online? because there are many many moments, although not so much any more, where I use Amex Serve to send payments... I know at first they send checks, and its kind of wired later on.....
Yes, all of these are just online edits, any ACH payment gets accepted without apparent issue (I guess if they don't like they might decrease your internal score but who knows). And I assume if you mailed a check (if you remember what that means!) it would be the same.
So some IT effort to block overrpayment on just this channel....
Too much OCD in this thread... I'm outta here. I gotta go pay my Sallie Mae card... 30+ transactions for the month with a bill total of $1800 just cut...
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
barclay doesn't allow it either. i went to pay the exact amount of my posting and pending transactions and i couldn't.will these places reject checks too? or is it just online? because there are many many moments, although not so much any more, where I use Amex Serve to send payments... I know at first they send checks, and its kind of wired later on.....
Yes, all of these are just online edits, any ACH payment gets accepted without apparent issue (I guess if they don't like they might decrease your internal score but who knows). And I assume if you mailed a check (if you remember what that means!) it would be the same.
So some IT effort to block overrpayment on just this channel....
Ok and I hate to even go there because its beating a dead horse..... just to clarify.... it will be fine, and settle itself at the end of the statement, so theres no discrepancy regarding the 1+1 cash back