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@Anonymous wrote:
For the experts out there, would citi approve a cc for you again if you have a5-6 years old charge off with them?
From what I've read, I don't know if I'd risk it....... I've never been in the situation, I've only heard it's a good way to risk an INQ for nothing (not just with Citi) and possibly re-contract the debt (not sure on that part, but is it worth it, for Citi?).
I doubt it. Try for their secured card? The deposit actually earns some interest. And they seem to "promise" graduation after 18mos.