Citi: moving credit line

[Anonymous]

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@TRC_WA wrote:

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@chalupaman wrote:

Citi was only good for building credit with. Other than that, they are completely wacky when it comes to the simplest stuff like reallocating CLs and getting auto denied for inquiries. They are currently one of my least favorite prime lenders because of BS like that.

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Citi and Chase are on my blacklist...  thanks to these forums and all the members who have posted their horror stories.

Barclay made it so easy to move the CL from my Apple to my new Sallie Mae the other day... and then close the Apple.  It's too bad Capital One doesn't allow it... because if they did I'd only have 1 card instead of 2.

Some lenders are just a PITA.

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The more I learn about Citi, the less I like. Darn them and their DoubleCash and AAdvantage cards!

[Creditaddict]

See and Barclay wouldn't let me move CL or close my rewards to open another that I was denied for!

[Anonymous]

Congratulations. 5 years ago I asked for the same thing and was told they didn't re-allocate credit. Guess i was lied to. Wasn't the first time.

[Anonymous]

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@Anonymous wrote:

Congratulations. 5 years ago I asked for the same thing and was told they didn't re-allocate credit. Guess i was lied to. Wasn't the first time.

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They just want to sit at their desk and ogle the Prestige brochures.

[TRC_WA]

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@Creditaddict wrote:
See and Barclay wouldn't let me move CL or close my rewards to open another that I was denied for!

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That doesn't surprise me. 

If you apply and are denied they told me they will not open a new account with a CL transfer from another account.

Apply, get approved, then they will transfer the limit and close the card you no longer want.

[Anonymous]

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@TRC_WA wrote:

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@Creditaddict wrote:
See and Barclay wouldn't let me move CL or close my rewards to open another that I was denied for!

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That doesn't surprise me. 

If you apply and are denied they told me they will not open a new account with a CL transfer from another account.

Apply, get approved, then they will transfer the limit and close the card you no longer want.

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Or you can Recon the decision with Barclay's and transfer/close all in the same phone call.

[baller4life]

Min $2k for Diamond Preferred huh? HA!! Guess I'm the only one ever in history to get $1k. SMH.. Citi sucks!

[Anonymous]

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@baller4life wrote:
Min $2k for Diamond Preferred huh? HA!! Guess I'm the only one ever in history to get $1k. SMH.. Citi sucks!

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I don't understand why they told me that when i clearly seen other members around here with a limit lower of 2k.

UPDATE:

I just got an alert for an inquiry on my report, they pulled equifax although glad i got approved even though that cr has the lowest score out of all 3.

the card still doesnt seem to say its closed when i clearly asked the supervisor i wanted closed after the limit was moved.

[Anonymous]

Alert showed up on myfico with a 6 point increase, interesting.. i thought  id loose 1-4 points because of the new inquiry

[Anonymous]

one last update:

account still showed as open, so called in and spoke to a supervisor and had the account closed, feels good to get rid of the one and only card i simply hated for having the worst rewards structure