I got denied for a citi card the Platnium Select for an unpaid account with a large balance. This is a collection that I have been disputing for over a year. Thing is I got approved for 2 citi cards in the last 3 months, one being a gas card. any suggestions on how to do a reconn? The collection is the same one i just filed complaints with at the bbb and ftc. you think my reference to this can help?