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Not to be a Negative Nancy, but it looks like we CAN'T add any more funds to our secured card account. I got mine last week just to get my foot in the door with Citi and the flyer that came with the card said "no additional deposits are permitted during the term of the account." I wish someone would prove me wrong because I only statred with $500.
@IaBoy62 wrote:Not to be a Negative Nancy, but it looks like we CAN'T add any more funds to our secured card account. I got mine last week just to get my foot in the door with Citi and the flyer that came with the card said "no additional deposits are permitted during the term of the account." I wish someone would prove me wrong because I only statred with $500.
Congrats!!!
@gibeon wrote:Well, I got tired of waiting, and called in today to ask. I reached a very nice woman in India who had literally no idea what I was talking about. I don't think she knew what a secured card was, or that Citi had them.
I did happen to get my card in the mail when I got home tonight, so I will try calling the number on the back of the card again tomorrow.
The card does look quite a bit better in person than I was expecting. Also, I can't find a CLI link on the website, but I was surprised to see in the card's features, the following:
"Opportunity to Advance - We’ll review your payment history and credit profile within the first 18 months to see if you qualify for an unsecured account."
I'm not sure if that means it graduates, or they will just send me a mailer for something else when they actually like me, and I don't have to buy my way in.
Congrats!!