Citi shutdown all cards!!

[FlaDude]

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@Anonymous wrote:

  I don't think you closing one card to avoid an annual fee is the reason. 

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Agree, if any banks were doing that we'd be hearing crowds screaming bloody murder here.

My guess is that the fraud protection/prevention group flagged you for some reason. I doubt it has to do with disputing $60 in purchases unless they think you had some hand in the fraudulent activity.

[Anonymous]

there was a guy on here not long ago who disputed something like a $200 charge with chase. they immediately cancelled all of his cards without reason, didn't let him open them back up. he was with them for years with a perfect record.

so even though you aren't liable for fraudulent charges on your card... beware of reporting it. better to just eat a $60 fraudulant charge than have your cards cancelled.

[Anonymous]

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@Anonymous wrote:

there was a guy on here not long ago who disputed something like a $200 charge with chase. they immediately cancelled all of his cards without reason, didn't let him open them back up. he was with them for years with a perfect record.

so even though you aren't liable for fraudulent charges on your card... beware of reporting it. better to just eat a $60 fraudulant charge than have your cards cancelled.

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Then they can close the card. I won’t be penalized for something that’s not my fault. There are other cards with other banks and credit unions. 

[CreditInspired]

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@Anonymous wrote:

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@Anonymous wrote:

there was a guy on here not long ago who disputed something like a $200 charge with chase. they immediately cancelled all of his cards without reason, didn't let him open them back up. he was with them for years with a perfect record.

so even though you aren't liable for fraudulent charges on your card... beware of reporting it. better to just eat a $60 fraudulant charge than have your cards cancelled.

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Then they can close the card. I won’t be penalized for something that’s not my fault. There are other cards with other banks and credit unions. 

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Hear! Hear!

So what happens Creds when it happens a 2nd time, a 3rd time. No way, Jose! I’m disputing fraudulent charges—each time, every time. 

[AverageJoesCredit]

If one has a fraudulent charge, always dispute it! Otherwise its not fraud.

[FlaDude]

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@Anonymous wrote:

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@Anonymous wrote:

there was a guy on here not long ago who disputed something like a $200 charge with chase. they immediately cancelled all of his cards without reason, didn't let him open them back up. he was with them for years with a perfect record.

so even though you aren't liable for fraudulent charges on your card... beware of reporting it. better to just eat a $60 fraudulant charge than have your cards cancelled.

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Then they can close the card. I won’t be penalized for something that’s not my fault. There are other cards with other banks and credit unions. 

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Same here, no way I'm paying for fraud on my accounts.

[Anonymous]

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@Anonymous wrote:

there was a guy on here not long ago who disputed something like a $200 charge with chase. they immediately cancelled all of his cards without reason, didn't let him open them back up. he was with them for years with a perfect record.

so even though you aren't liable for fraudulent charges on your card... beware of reporting it. better to just eat a $60 fraudulant charge than have your cards cancelled.

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Before everyone gets excited with self-satisfied "I'm not going to pay for fraud" posts (oh, too late!) recall that many of us have successfully disputed  fraud charges without any AA.   So these individual cases may a) have absolutely nothing to do with the report or b) special features that made the issuer very suspicious.

[blindambition]

OP, I’m very sorry for your situation. I hope you get answers. As someone who told Citi to **** off years ago, it’s not really a loss. GL to you though.

[CreditInspired]

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@Anonymous wrote:

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@Anonymous wrote:

there was a guy on here not long ago who disputed something like a $200 charge with chase. they immediately cancelled all of his cards without reason, didn't let him open them back up. he was with them for years with a perfect record.

so even though you aren't liable for fraudulent charges on your card... beware of reporting it. better to just eat a $60 fraudulant charge than have your cards cancelled.

---

Before everyone gets excited with self-satisfied "I'm not going to pay for fraud" posts (oh, too late!) recall that many of us have successfully disputed  fraud charges without any AA.   So these individual cases may a) have absolutely nothing to do with the report or b) special features that made the issuer very suspicious.

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True. Thanks for the reminder. 

[Anonymous]

Thanks. In reality it's not that big a deal. But it is worrisome. I am planning on writing to get a clear answer as they will not provide me with anything over the phone. And i will fight it because why not. There was no reason to close. I think the banks are getting scared because the economy is going to get hit again in the next couple years and they are anticipating it. I have a lot of open credit. I only have 1% utilization and pay off every month. So lots of room for possible debt. So maybe that's it as well. Again though just speculation.