In my quest for a mastercard, after getting turned down by chase for a product change, I ran into a citibank promotion. The promotion gives $200 dollars for opening a new checking account. The catch was I had to have a Citibank credit card, and a competing bank checking account (Wells, Chase, what have you). After talking to the banker at Citibank, she suggested that I applied online for faster response, and to just bring her the approval after.
At this point I was a little wary about opening a new credit card (fearing miniscule credit line, another visa, or flatout rejection), but decided to pull the trigger anyway, since I figured I don't have any inquiries this year. What the hell, you know? No pain no glory. I decided to apply for the Citi Dividend Platinum Select Card.
Lo and behold, after what seems like the longest 5 minutes of my life, the screen loaded a congratulations page! I was approved for Citi Dividend Platinum Select Mastercard (finally) with a limit of $5,900 at 12.99% (lowest?) 
Not to sound ungrateful, but has anyone called for CLI with this card when it arrives? My OCD side started twitching, wanting a round number for credit limit hehehe...
I picked the dividend card, because when browsing through the card choices, most of them give Thank-you points instead of cashback. Anyone with Citibank experience can weigh in on the different cards they've used? (I'm most interested about the reward structure)
Thanks beforehand!
