Citibank: One issue after another on my DC

[BronzeTrader]

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@CreditCuriosity wrote:

Crazy how some people constantly gets hit by fraud and I have yet ever to get hit with fraud on my cards (knocks on wood)..  I wonder why some people get hit constantly while others such as myself has never experienced it and I am with all the big lenders as well?  I know some that have been hit multiple times on the exact same card months a part as well..  Seems in alot of these cases it is probably where a person frequents that are probably skimming or taking the card number, but not all cases

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It is hard to say.  If the credit number got stolen, only the card would be used.  But in some cases, the thief stole folks' identification info and use the info to apply for more credit cards. This is more than just stealing the card info at card register.  So I think some info got stolen at bank(s) or at credit burean.

[Anonymous]

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@BronzeTrader wrote:

It is possible.  Then someone would know the address, SSN, and card CVV number and all?  Some are easy, some are not. And I've heard other frauds of this DC card....

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I thought it your case the card was used for an attempted purchase rather than full identity theft?   For a purchase, at most you need card number, CCV, name and expiration, all of which are available to a merchant when the card was used by the cardholder.

[BronzeTrader]

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@Anonymous wrote:

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@BronzeTrader wrote:

It is possible.  Then someone would know the address, SSN, and card CVV number and all?  Some are easy, some are not. And I've heard other frauds of this DC card....

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I thought it your case the card was used for an attempted purchase rather than full identity theft?   For a purchase, at most you need card number, CCV, name and expiration, all of which are available to a merchant when the card was used by the cardholder.

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No. On some occasions, more info got stolen, such as SSN, address, phone number, DOB etc.  So someone can apply for new credit cards in your name.  This has to be a data security breach, not just someone stealing your card info.  Always watch out for that when there is some fraud going on.