Citizens Bank 1.8% Cash Back Plus with Sign up bonus

[Anonymous]

Hi. Got this offer in the mail. Currently I have Chase Freedom Unlimited. This seems like better deal in every way including the cell phone insurance, 1.8% cash back, no annual fee. I was holding back since there was no sign up bonus. Thoughts?

[Remedios]

What do you mean no bonus?

It's right there

[Remedios]

[Anonymous]

This is new. This card did not used to have sign up bonus, whereas Chase Freedom does. That's what I meant

[Anonymous]

Thank you. Yah, I saw that. I meant this card if you even go on the website it does not show the sign up bonus. It's targeted.

[Anonymous]

currently the best card they offer right now 

[Anonymous]

1.8% is beaten by a number of other cards but it’s not bad. 

[coldfusion]

The value of the FU is that it feeds into the Chase UR ecosystem.  If that doesn't matter to you then this card (the CashBack Plus) isn't a bad alternative altough you may want to research the cards with 2% CB so you're comfortable with your choice.

Citizens' online site is a bit clunky and Citizens isn't known for giving out high SL.

[Anonymous]

Really? Citi is is 2% but on pay. Don't think any other card offer 1.8% on everything right now.

[Anonymous]

Oh, I see. I barely use Chase UR, maybe for car rentals during summer. I got good deals couple of times. The 2% CB Citi is on 1% by default and 1% on pay which is annoying. The only downside I found for this card is the rewards has to accumuate to $25.00 to cash out.