Citizens Bank CashBack+

[JLRDC909]

Just throwing this out there:

a couple weeks ago, I finally got under the 5/24 radar and got the Chase Quest which I've been after. I get another slot at the end of the month and another in about 3 months, so, I'm restraining with app sprees for another year. 

But I received a mailer for the Citizens Bank CashBack+.  It's a standard 1.8% cash back (not thrilling), no AF or FTF, 0% APR for 15 months. 

The tempting part is for the first 6 months the cash back on gas, entertainment, and restaurants is 10%. That's not bad, especially during the summer months. 

On their website it is not available, only through a preselected offer. 

[Anonymous]

---

@JLRDC909 wrote:

Just throwing this out there:

a couple weeks ago, I finally got under the 5/24 radar and got the Chase Quest which I've been after. I get another slot at the end of the month and another in about 3 months, so, I'm restraining with app sprees for another year. 

But I received a mailer for the Citizens Bank CashBack+.  It's a standard 1.8% cash back (not thrilling), no AF or FTF, 0% APR for 15 months. 

The tempting part is for the first 6 months the cash back on gas, entertainment, and restaurants is 10%. That's not bad, especially during the summer months. 

On their website it is not available, only through a preselected offer. 

---

I use the card a lot on foreign transactions as it works without fuss!   They often have great introductory offers, when I got mine it was 5% on everything until a certain date (no cap).   So if you can make good use of that 10%, it makes sense.   Wish it was 2% rather than 1.8% but....

[coldfusion]

Agreed, it isn't a bad card.   The only real knocks I would have are that Citizen's online banking website isn't exactly Top Tier and they lean toward being conservative with starting limits (a CLI request will cost you a HP). 

[Bockrocker]

Does the 10% bonus preclude the regular SUB?  Gas and restaurants are great categories but you have to spend $1500 in them within 6 months to match the standard $150 sub they offer in the app.

[NoMoreE46]

@JLRDC909 ,

Yep, I got the same mailer from them a few weeks ago. 

Irony is that I had randomly tried the website at same time  but I had no offers.

I am holding off any app until this winter.