Citizens-Bank offer

[Jccflat]

Got a offer in the mail today.
Anyone has experience with them what do they pull
Are they giving small credit lines or Generous?

[Jnbmom]

I have my car loan with them. I tired for a credit card they pulled EQ (I live in va) denied for too many inquires and new accounts (both true) I think my score was around 740 at the time .

[CreditCuriosity]

CC they pull EQ

[coldfusion]

They generally pull EQ. 

They do lean to the conservative side with SL, definitely not generous. 

[Anonymous]

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@coldfusion wrote:

They generally pull EQ. 

They do lean to the conservative side with SL, definitely not generous. 

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But their current in-branch offer is great! (5% on everything until Mar 31)

[Jccflat]

Jnbmom thanks for the info how many inquiries u had wen they denied you ? And how long ago
Since i have 14 inquires maybe I shouldn’t Go for it unless a offer is diff case

[Anonymous]

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@Anonymous wrote:

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@coldfusion wrote:

They generally pull EQ. 

They do lean to the conservative side with SL, definitely not generous. 

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But their current in-branch offer is great! (5% on everything until Mar 31)

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Would hope that they extended the intro period until May 31 now that we're in the second half of January.

[Anonymous]

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@Jnbmom wrote:
I have my car loan with them. I tired for a credit card they pulled EQ (I live in va) denied for too many inquires and new accounts (both true) I think my score was around 740 at the time .

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Was that app in person? If not, OP might have better luck in person, plus the 5% intro.

[Anonymous]

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@Jccflat wrote:
Jnbmom thanks for the info how many inquiries u had wen they denied you ? And how long ago
Since i have 14 inquires maybe I shouldn’t Go for it unless a offer is diff case

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Is that 14/24, or 14/12? How many in the last 6 months? Some Banks are INQ sensitive, hence standoffish to those with 1-2 or more monthly.

Especially if they're more recent. 

[Jccflat]

In the last year only 5