Clean Transunion (TU) but nowhere to go.

[Anonymous]

So next month my TU will be all clean and I expect my scores to reach upper 700's or low 800's.

But there's not any cards that pull TU that I can see a need for.

Have plenty of credit, so now I'm at a point where signup bonuses and rewards are the goals.   

I've been really good this past year with the only cards I have gotten are Amex and Penfed.  

Anyone out there have any good suggestions.  

I know Barclays and Synchrony both use TU for the most part.  But already have 5 synchrony cards ( 4 store and one major).  

And Barclays doesn't have anything that excites me.  

[AverageJoesCredit]

Dont try to get a card just because they will pull TU. If you really need another, make sure it fits your needs. Apart from that, Boa may not initially pull TU but they use it alot for cli requests

[Anonymous]

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@Anonymous wrote:

So next month my TU will be all clean and I expect my scores to reach upper 700's or low 800's.

But there's not any cards that pull TU that I can see a need for.

Have plenty of credit, so now I'm at a point where signup bonuses and rewards are the goals.   

I've been really good this past year with the only cards I have gotten are Amex and Penfed.  

Anyone out there have any good suggestions.  

I know Barclays and Synchrony both use TU for the most part.  But already have 5 synchrony cards ( 4 store and one major).  

And Barclays doesn't have anything that excites me.  

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Barclay Arrival+ gives you 550 dollars with a 3k spend and Barclay Aviator gives you 50000 American Airline Miles with any purchase and 95 dollar fee.

NFCU pulls Transunion for credit cards

Bank of America has pulled Trans Union for me on credit cards but doesn't all the time. You could take a chance on them as their 50,000 point sign up bonus card is coming out next month the same time as your reports will be clean. 

It is hard to know what you want if you don't want travel rewards most of the sign up bonuses are small.  I think you can get 500 dollars in cash with Chase Saphire Preferred but I dont' think they pull Transunion.  

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

So next month my TU will be all clean and I expect my scores to reach upper 700's or low 800's.

But there's not any cards that pull TU that I can see a need for.

Have plenty of credit, so now I'm at a point where signup bonuses and rewards are the goals.   

I've been really good this past year with the only cards I have gotten are Amex and Penfed.  

Anyone out there have any good suggestions.  

I know Barclays and Synchrony both use TU for the most part.  But already have 5 synchrony cards ( 4 store and one major).  

And Barclays doesn't have anything that excites me.  

---

Barclay Arrival+ gives you 550 dollars with a 3k spend and Barclay Aviator gives you 50000 American Airline Miles with any purchase and 95 dollar fee.

NFCU pulls Transunion for credit cards

Bank of America has pulled Trans Union for me on credit cards but doesn't all the time. You could take a chance on them as their 50,000 point sign up bonus card is coming out next month the same time as your reports will be clean. 

It is hard to know what you want if you don't want travel rewards most of the sign up bonuses are small.  I think you can get 500 dollars in cash with Chase Saphire Preferred but I dont' think they pull Transunion.  

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I did look at the Arrival+ and it's one of the better offers.  Don't fly but maybe once or twice a year but hey a free flight is better than a paid flight anyday.

As for BOA.  I am sure I am on a very long blacklist for them.  They are the only credit card company that did not get paid when I rebuilt my credit after the 09-10 meltdown. Between the business and personal cards it was just way to high a dollar amount to do and then when it was sold to a collection company I refused.  But thanks again for the suggestions. 

[Anonymous]

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@AverageJoesCredit wrote:
Dont try to get a card just because they will pull TU. If you really need another, make sure it fits your needs. Apart from that, Boa may not initially pull TU but they use it alot for cli requests

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Thanks AJC.  Don't worry, I'm way past applying Willie Nillie.  

Just wanted to see if there was anything out there I might have missed.  Have about 3 to 6 months and then everything will be clean and then I may go wild but right now I'm calm.  LOL

[Anonymous]

How about Ebates Visa Card back by Synchrony. I know you have 5 Sync cards. But keep this one in mind. They pulled TU most of the time, and SL will grow fast like fireworks by calling Credit Solutions ;p

[Anonymous]

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@Anonymous wrote:

How about Ebates Visa Card back by Synchrony. I know you have 5 Sync cards. But keep this one in mind. They pulled TU most of the time, and SL will grow fast like fireworks by calling Credit Solutions ;p

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It is a great card, I actually have a preapproval letter at home that I received about a month back but not sure I want to rock the boat with old synch.  2 of my accounts are 8 years old and my sams club mc is 12 and a half.  So I would hate to lose those if they decided I need the blue envelope.  

[AverageJoesCredit]

Wow those are some good ages to those Sync accounts. But yeah i think you have plenty of Sync to do Justin proud

[gdale6]

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@Anonymous wrote:

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@Anonymous wrote:

So next month my TU will be all clean and I expect my scores to reach upper 700's or low 800's.

But there's not any cards that pull TU that I can see a need for.

Have plenty of credit, so now I'm at a point where signup bonuses and rewards are the goals.   

I've been really good this past year with the only cards I have gotten are Amex and Penfed.  

Anyone out there have any good suggestions.  

I know Barclays and Synchrony both use TU for the most part.  But already have 5 synchrony cards ( 4 store and one major).  

And Barclays doesn't have anything that excites me.  

---

Barclay Arrival+ gives you 550 dollars with a 3k spend and Barclay Aviator gives you 50000 American Airline Miles with any purchase and 95 dollar fee.

NFCU pulls Transunion for credit cards

Bank of America has pulled Trans Union for me on credit cards but doesn't all the time. You could take a chance on them as their 50,000 point sign up bonus card is coming out next month the same time as your reports will be clean. 

It is hard to know what you want if you don't want travel rewards most of the sign up bonuses are small.  I think you can get 500 dollars in cash with Chase Saphire Preferred but I dont' think they pull Transunion.  

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Thanks for the info on the Arrival Plus I had forgotten about its $500+ bonus. 

[Meanmchine]

Go to the Credit Pulls Database

Do not enter a creditor but click TU and your state

Good luck