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Clean Transunion (TU) but nowhere to go.

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UncleB
Credit Mentor

Re: Clean Transunion (TU) but nowhere to go.

I'm actually in a similar situation; TU is both my highest score and the bureau with the lowest number of inquiries (now down to three!) yet there's nothing I want.

 

My Synchrony situation is similar; I have four accounts with them already with two of those being my very oldest accounts reporting (13 and 11 years), so I don't really want to rock the boat.  I also have the pre-approval for Ebates, and while it's not a bad card by any means it wouldn't be giving me anything I don't already have (at least for the places I shop).

 

I'm also watching NFCU and BoA closely... although if the early reports are right neither of their upcoming offerings are likely to be a great fit for me.

Message 11 of 14
Anonymous
Not applicable

Re: Clean Transunion (TU) but nowhere to go.

The Ebates Card is great if you shop online a lot. I use mine for all my online shopping and with the Ebates standard rebates I usually get some good checks quarterly.

That being said.... it is my only Synch Card. I am hesitant about getting more than 1 or 2 because I do not want to gamble with the blue envelope roulette wheel. (Plus I can’t think of another Synch Card I would want that bad)

I double whomever said to go look at the CB Database. Barclays, Synch, US Bank.... those 3 pull TU 99% of the time (but as with anything credit related YMMV)

Message 12 of 14
MrDisco99
Valued Contributor

Re: Clean Transunion (TU) but nowhere to go.

Wells Fargo likes to pull from TU, as well.  The only one of their cards I'd be interested in is the Cash Wise for an easy $200, but it's something.

Message 13 of 14
UncleB
Credit Mentor

Re: Clean Transunion (TU) but nowhere to go.


@MrDisco99 wrote:

Wells Fargo likes to pull from TU, as well.  The only one of their cards I'd be interested in is the Cash Wise for an easy $200, but it's something.


They pulled EX for my Propel back in January; otherwise I would give the Cash Wise a look. 

 

Back in the late spring I got a mailer for the Cash Wise, but I don't think the marketing dept had picked up yet that I had a Propel... there have been no new mailers recently.

 

I kind of wish I had the Cash Wise instead of the Propel (Visa instead of Amex) but I mostly got the card for overdraft protection anyway, so it's not worth fussing over.

Message 14 of 14
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