Today I finally closed the last of the credit builder cards. I am at a point where I have comfortable enough limits that I no longer need the Capital One secured or the Credit One AF card. The Best Buy card is my oldest card at 12 years, so I am keeping it around for nostalgia and to help with the account age formula for as long as possible. Every other card offers some kind of reward and I want to keep all of them for the long haul. If you told me two years ago I would be in this financial shape today I would not have believed it! At the time I had a $500 CL Best Buy store card and a $300 secured card from Capital One in my wallet and I felt blessed for the Capital One. I don't think I could have gone from there to having over $15,000 in revolving CL plus a mortgage and auto loan without the help of this forum. Thank you all for being here!
