@mrskitty wrote:I currently have 15 cards; 11 personal and 4 business. I haven't been using the Flagship because I got into travel hacking and have travel cards.
Is there a benefit to keeping the card? I am paying the annual fee for the past 3 years with no actual spending. I have 2 savings account with them.
use it to pay your prime membership, you get it credited back to you every year
otherwise PC it to the Cash/More Rewards or the Platinum to have a low apr, 0% cash advance fee card
I wouldn't close it
@mrskitty wrote:I've used it to pay for membership the first year, but I haven't been reimbursed the past few years.
that's weird, many dps of it still working for a bunch of people, are you doing the one time annual charge?
I'm crossing my fingers, hoping, and praying to Buddha that I receive ongoing amazon prime reimbursements. It's really the only/main reason I got the $49/yr card.
(Although the $300 + $400 + .02x$3500=$70 = $770) welcome bonuses were nice too. 
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@mrskitty wrote:I've used it to pay for membership the first year, but I haven't been reimbursed the past few years.
Did you by chance change your billing from pay in full to monthly?
