Close Secured and try for another?

[Anonymous]

Ok so just looked at the card and it DOES say One under the word Quick Silver- so that means I have two starter cards correct??? So that means I should apply for a regular QS??

[Anonymous]

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@Anonymous wrote:
Ok so just looked at the card and it DOES say One under the word Quick Silver- so that means I have two starter cards correct??? So that means I should apply for a regular QS??

---

Great,

Been rplying to so many posts I forget where I am so I may repeat myself.

First I'm assuming they are both in the STEPS program??? If yes then there are a couple of other things you want to do. I beleive all the cards recently released in this category are STEPS ones. AND assuming that no lates or over limit charges have beeen incurred.

You can PC the Plat to a QS after the 2nd statement, you should get a CLI after the 3rd, and 1 at the 6th mth point even after you PC'd the card. It still remains a STEPS qualified card. Do the same with respect to the CLI's on the QS1 (3rd statement and 6th).

After they both hit 6mths old you can combine the the QS1 into the QS and you will have 1 Prime card with the combination of the 2 CL rolled into the card for a larger CL.

Some people are reporting that their older QS1 cards could NOT to be PC'd for many years but others are saying that of late they are finding them to be available all of a sudden. There seems to be some changing over at Cap1 so if yours would not convert before give it a try and maybe keep it up. UncleB reported that he has a 9yr old QS1 that wouldn't convert for the world and just the other day, low and behold they did it.

[CH-7-Mission-Accomplished]

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@Anonymous wrote:

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@Anonymous wrote:
Ok so just looked at the card and it DOES say One under the word Quick Silver- so that means I have two starter cards correct??? So that means I should apply for a regular QS??

---

Great,

Been rplying to so many posts I forget where I am so I may repeat myself.

First I'm assuming they are both in the STEPS program??? If yes then there are a couple of other things you want to do. I beleive all the cards recently released in this category are STEPS ones. AND assuming that no lates or over limit charges have beeen incurred.

You can PC the Plat to a QS after the 2nd statement, you should get a CLI after the 3rd, and 1 at the 6th mth point even after you PC'd the card. It still remains a STEPS qualified card. Do the same with respect to the CLI's on the QS1 (3rd statement and 6th).

After they both hit 6mths old you can combine the the QS1 into the QS and you will have 1 Prime card with the combination of the 2 CL rolled into the card for a larger CL.

Some people are reporting that their older QS1 cards could NOT to be PC'd for many years but others are saying that of late they are finding them to be available all of a sudden. There seems to be some changing over at Cap1 so if yours would not convert before give it a try and maybe keep it up. UncleB reported that he has a 9yr old QS1 that wouldn't convert for the world and just the other day, low and behold they did it.

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In this case his Platinum is the secured card, so unfortunately, it can't be combined with another card.  It also doesn't come with the credit steps program.  They do usually give a one time increase though.

[Anonymous]

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@CH-7-Mission-Accomplished wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Ok so just looked at the card and it DOES say One under the word Quick Silver- so that means I have two starter cards correct??? So that means I should apply for a regular QS??

---

Great,

Been rplying to so many posts I forget where I am so I may repeat myself.

First I'm assuming they are both in the STEPS program??? If yes then there are a couple of other things you want to do. I beleive all the cards recently released in this category are STEPS ones. AND assuming that no lates or over limit charges have beeen incurred.

You can PC the Plat to a QS after the 2nd statement, you should get a CLI after the 3rd, and 1 at the 6th mth point even after you PC'd the card. It still remains a STEPS qualified card. Do the same with respect to the CLI's on the QS1 (3rd statement and 6th).

After they both hit 6mths old you can combine the the QS1 into the QS and you will have 1 Prime card with the combination of the 2 CL rolled into the card for a larger CL.

Some people are reporting that their older QS1 cards could NOT to be PC'd for many years but others are saying that of late they are finding them to be available all of a sudden. There seems to be some changing over at Cap1 so if yours would not convert before give it a try and maybe keep it up. UncleB reported that he has a 9yr old QS1 that wouldn't convert for the world and just the other day, low and behold they did it.

---

In this case his Platinum is the secured card, so unfortunately, it can't be combined with another card.  It also doesn't come with the credit steps program.  They do usually give a one time increase though.

---

Thanks CH-7,

yeah if it's the secured it's a no where card. BUT since the other one is a QS1 and it's several mnths old you should try to PC it. You can go on live chat or call CS and ask if any offers are available for you. They will tell you wnat options you have. You might app the Plat on the pre-qual site and once you havve it dump the secured. They look to be phasing out the secured ones anyway. You can't PC it and you can't add funds or request a CLI so they are kind of bleh.

[Anonymous]

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@Anonymous wrote:

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@CH-7-Mission-Accomplished wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Ok so just looked at the card and it DOES say One under the word Quick Silver- so that means I have two starter cards correct??? So that means I should apply for a regular QS??

---

Great,

Been rplying to so many posts I forget where I am so I may repeat myself.

First I'm assuming they are both in the STEPS program??? If yes then there are a couple of other things you want to do. I beleive all the cards recently released in this category are STEPS ones. AND assuming that no lates or over limit charges have beeen incurred.

You can PC the Plat to a QS after the 2nd statement, you should get a CLI after the 3rd, and 1 at the 6th mth point even after you PC'd the card. It still remains a STEPS qualified card. Do the same with respect to the CLI's on the QS1 (3rd statement and 6th).

After they both hit 6mths old you can combine the the QS1 into the QS and you will have 1 Prime card with the combination of the 2 CL rolled into the card for a larger CL.

Some people are reporting that their older QS1 cards could NOT to be PC'd for many years but others are saying that of late they are finding them to be available all of a sudden. There seems to be some changing over at Cap1 so if yours would not convert before give it a try and maybe keep it up. UncleB reported that he has a 9yr old QS1 that wouldn't convert for the world and just the other day, low and behold they did it.

---

In this case his Platinum is the secured card, so unfortunately, it can't be combined with another card.  It also doesn't come with the credit steps program.  They do usually give a one time increase though.

---

Thanks CH-7,

yeah if it's the secured it's a no where card. BUT since the other one is a QS1 and it's several mnths old you should try to PC it. You can go on live chat or call CS and ask if any offers are available for you. They will tell you wnat options you have. You might app the Plat on the pre-qual site and once you havve it dump the secured. They look to be phasing out the secured ones anyway. You can't PC it and you can't add funds or request a CLI so they are kind of bleh.

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Why does everyone think I'm a guy, Blegh. LOL 

So basically - This is what I should do - just so I'm not fudging anything up. 

- See if I can PC the QS1 Card. 
- See if I pre-qual any other Cap 1 Cards

- After I have another card or two under my belt, close out the Platinum Secured card?  (It originally had a $200 balance and got the one time CLI to $500..) 

Am I close? 

[Anonymous]

We are working to provide the best products to our customers and may have options available in the future. Unfortunately, your credit card cannot be converted to any other card at this time. However, at Capital One you can have multiple accounts so you’re welcome to apply for a new card product.

Welp - No converting my QS1 Apparenlty

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@CH-7-Mission-Accomplished wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:
Ok so just looked at the card and it DOES say One under the word Quick Silver- so that means I have two starter cards correct??? So that means I should apply for a regular QS??

---

Great,

Been rplying to so many posts I forget where I am so I may repeat myself.

First I'm assuming they are both in the STEPS program??? If yes then there are a couple of other things you want to do. I beleive all the cards recently released in this category are STEPS ones. AND assuming that no lates or over limit charges have beeen incurred.

You can PC the Plat to a QS after the 2nd statement, you should get a CLI after the 3rd, and 1 at the 6th mth point even after you PC'd the card. It still remains a STEPS qualified card. Do the same with respect to the CLI's on the QS1 (3rd statement and 6th).

After they both hit 6mths old you can combine the the QS1 into the QS and you will have 1 Prime card with the combination of the 2 CL rolled into the card for a larger CL.

Some people are reporting that their older QS1 cards could NOT to be PC'd for many years but others are saying that of late they are finding them to be available all of a sudden. There seems to be some changing over at Cap1 so if yours would not convert before give it a try and maybe keep it up. UncleB reported that he has a 9yr old QS1 that wouldn't convert for the world and just the other day, low and behold they did it.

---

In this case his Platinum is the secured card, so unfortunately, it can't be combined with another card.  It also doesn't come with the credit steps program.  They do usually give a one time increase though.

---

Thanks CH-7,

yeah if it's the secured it's a no where card. BUT since the other one is a QS1 and it's several mnths old you should try to PC it. You can go on live chat or call CS and ask if any offers are available for you. They will tell you wnat options you have. You might app the Plat on the pre-qual site and once you havve it dump the secured. They look to be phasing out the secured ones anyway. You can't PC it and you can't add funds or request a CLI so they are kind of bleh.

---

Why does everyone think I'm a guy, Blegh. LOL 

So basically - This is what I should do - just so I'm not fudging anything up. 

- See if I can PC the QS1 Card. Yes, through live chat or call. You may get better results with a live call to a person. You would ask if there are any offers for you. You may need to explain what you are trying to accomplish.
- See if I pre-qual any other Cap 1 Cards Yes, you can handle this on the same call as above.

- After I have another card or two under my belt, close out the Platinum Secured card?  (It originally had a $200 balance and got the one time CLI to $500..) Yes, if you will get the CLI. Most are not getting any with the secured cards these days but either way once you have a couple more accts get out of the secured one. The TL will report as a positive TL for 10yrs after you close it so you will have it for AAoA for a long time to come.

Am I close? 

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Sorry!!! It's not meant to be sexest or paternalistic or misogynistic!

[Anonymous]

No offense was taken Just being a brat.

[Anonymous]

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@Anonymous wrote:

We are working to provide the best products to our customers and may have options available in the future. Unfortunately, your credit card cannot be converted to any other card at this time. However, at Capital One you can have multiple accounts so you’re welcome to apply for a new card product.

Welp - No converting my QS1 Apparenlty

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How did you get that message?

[jeffery581]

Store cards helped me rebuild. Synhrony Bank store cards. Easier to get (for me). Let them help you. Can close later. Try some pre qualifier sites. Post the results and others can give there experiences.