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Hello!
I have a New York & Company store credit card. It's has a $600 limit. I just signed in to it and the last time I used it was in 2009. I never shop at that's store anymore. I want to close it and losing $600 in total CL won't really impact my score BUT I am afraid that the AAoA will be negatively affected. It's not my oldest card but it's one of them. I'm not really sure I feel comfortable w/ card that just sits there. Also doesn't it look better if I close it than the bank?
Any thoughts, personal experience, etc... is appreciated. Thanks!
Good riddance and good job.
It won't affect your AAoA, it will report for 10 years and closed accounts count towards your AAoA, so if you do not use, close.
close, Close, CLOSE!