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And so, 8-9 months into my credit building, I have no secured cards left. I started with the CO Secured MC $200 and Disco Secured $200. My Disco graduated yesterday to a $2000 card and I closed the CO card this evening. To be totally honest, the QS1 would be the next card on the chopping block if I was eligible for a Chase FU, but I'm way over 5/24. Maybe while I'm gardening I'll eventually find something with no AF to replace it before I wait long enough to be under 5/24, but honestly I don't think Chase is really a bank I'm so eager to be associated with, what with data points about them getting jealous and watching people like a hawk over their silly rule. I've been laying low for 2 months or so now (last card I got was my Amazon card I believe) and I intend to keep laying low. I think either late this year or some time next year, one of my goal cards may be the Citi DC card.
In the meantime I have a few things to look forward to like hopefully getting another 3x CLI from Amex to take my ED card from $6000 to $18,000. I also changed my Disco rewards program to the 5% rotating categories as well.
Anyways, thanks for reading. You guys honestly made this possible and I'm incredibly grateful my credit file is shaping up the way it is. Thanks
Congratulations on your hard work so far!