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Closing Cards is actually kind of fun!

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Ron1
Super Contributor

Re: Closing Cards is actually kind of fun!

CA,

Good for you!!! Your score might drops little bit.You close better than they close for you,

Ron.
Message 31 of 77
morgacj2004
Valued Contributor

Re: Closing Cards is actually kind of fun!

Looks like Ron has no more competition now! Hope you don't get lonely at the top.  


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 32 of 77
Ron1
Super Contributor

Re: Closing Cards is actually kind of fun!

Lonely??? B335is is catching up!!! Smiley Happy

Ron.
Message 33 of 77
elim
Senior Contributor

Re: Closing Cards is actually kind of fun!

Curious CA... How many accounts are listed on your reports, combining open and closed?

 

Message 34 of 77
Anonymous
Not applicable

Re: Closing Cards is actually kind of fun!

Yeah, that Amazon one still stings.
Message 35 of 77
Vegas4Play
Valued Contributor

Re: Closing Cards is actually kind of fun!

Why ditch the stash visa, did you just open this one?

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 36 of 77
Creditaddict
Legendary Contributor

Re: Closing Cards is actually kind of fun!

Open and closed is 168 according to EX
Message 37 of 77
Anonymous
Not applicable

Re: Closing Cards is actually kind of fun!


@fury1995 wrote:

@Creditaddict wrote:

@Creditaddict wrote:

Closed just a few cards this week Smiley Tongue

 

Chevron Visa $4k

Belk $2500

BP Visa $8k

Ebay Visa $5500

Stash Visa $8k

JCPenney Commercial $12k

Amazon Corporate PAY IN FULL $7k

Barclay Wyndham $5k CLD to $1900 - So I closed

Capital One Sony Visa $2250

TJX MasterCard $3600

 

Did I forget any?!


Kohls $300


Actually, this is a better challenge. I think you will find you like this much better.

 

Instead of grinding the useless cards to the $5K threshold, dumping them gives you a fresher report to stare at.

 

Then work on the cards you like. Set a new threshold (limit) and work on getting all of those there.

 

If any of those don't work for your new plan, dump those too and work on the ones that are left.

 

It's a much more rewarding plan.


Sounds like a good plan.

Message 38 of 77
Anonymous
Not applicable

Re: Closing Cards is actually kind of fun!

Congrats!

Message 39 of 77
pizza1
Community Leader
Super Contributor

Re: Closing Cards is actually kind of fun!

Ive got my list already...I came up with 13 more store cards I could easily close without even having to think twice about. It'd funny because I actually have written down on a piece of paper 3 columns.
1). Could close now and not care
2). Could close after some thought and care a little.
3). Could close and really have to think about it, and I might not.

LOL..The first list is happening next year. The second list will happen in 2017. The third list may never happen until I get approved for more majors.

My goals now are no more store cards. I have all that Ive ever wanted back, so the challenge is now over, LOL..moving on. Smiley Wink
Message 40 of 77
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