@Anonymous wrote:
So I opened up a SW premier to get the bonus ofcourse, the AF isn't horrible with all the points we get it's a pretty even trade off and I do fly SW almost exclusively. However, I have way too many Ur points than I can use at this point so I'm not sure if it's worth it to keep the SW.
Does anyone know if calling up and closing the SW/ asking for a retention offer(which are seemingly plentiful) hurt my relationship with chase? Full disclosure (I do intend on opening up a CSP in September when my first from two years ago rolls off)
I wouldn't spend a lot of time worrying about Chase's feelings. Call and ask if there is an offer on your account. If not and the card does not have value for you just close it. Don't pay chase money for a product you don't need. That would just be foolish,
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@Anonymous wrote:
Lol the key part is more than I can use. Might not be as many for SOME people, but I'm at 180k points right now, and I probably get anywhere from 2-5k per month ( I'm all in on UR). I probably have enough for about 3/4 solid trips right now based on where/how I fly, and like I said earlier, I plan on getting a CSP again later this year to give me enough for another trip or 2
I made some recent redemptions and I am down to around 170k Chase URs and I'm getting nervous so I don't know what you are talking about having too many. If you want to hand some out I will put them to good use. I hope you aren't planning to sit on all those points for a prolonged period of time, because things have a way of becoming devalued.
@Anonymous wrote:Right. Like I said, more than 'I CAN' use. I only have so much vacation time a year, I could care less about travelling first class or anything but wanna get away fares. Before my next big trip I'll be around 240k points at minimum after the CSP, and that will take care of trips .... Realistically probably until early/mid 2019. While 170k may be nothing for some people who travel on higher end airlines/value....Or from places with expensive tickets to/from. That's quite a few trips.
Fwiw since 2015(and maybe before that) SW points haven't changed more than 10 cents, still at a strong 1.65 or so last I checked. I'm sure some places change, what I use them for hasn't drastically. And even if they did, nothing I can do about it, I don't have trips for a while, and worst case they're cashed out for equal value.
Not worried about Chase's feelings at all. Worried about any sort of AA when I may try to reallocate credit lines/ they decide I am what they term a 'churner' because I closed a card that Id realistically never used beyond the bonus. It's Chase's world, I just live in it and travel for free.
You don't have hotel stays? I like to use Chase URs for hyatt stays. You could stay at some nice properties if they cover your destinations. Can use them for marriott as well but that is a poorer redemption rate.