If they are all at least six months old and have zero balances, then you can combine them. However, there are minor instances where people whose accounts have zero balances and have had the card for more six months have not been able to combine as the feature isn't available to them. No one can give a clear answer at Capital One as to hy these people can't combine..
Ive had mine 6 months but only 5 statements have cut so I believe at least 6 statements have to cut before you can combine. All the cards have to be in the same online account profile as well.
Side note: Both of the QS will have to be @ $0 balance before you can combine them in to your venture. Due to the fact that both of your QS accounts will be closed when you combine.
As long as your donor cards are a $0 balance and they all 3 have been open at least 6 mo.
You can always "pretend" to combine online... If it will let you it will show you the options and you can always cancel before the final combine option if you don't want to. This will show you if they will even let you. If they won't... It will tell you.
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