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Combining/moving AMEX limits?

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Anonymous
Not applicable

Combining/moving AMEX limits?

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Combining/moving AMEX limits?


@Anonymous wrote:

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


If you want.

Message 2 of 11
Anonymous
Not applicable

Re: Combining/moving AMEX limits?


@Anonymous wrote:

@Anonymous wrote:

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


If you want.


I would like to, but maybe it'll be worth the wait and go for the 3xCLI?

Message 3 of 11
NRB525
Super Contributor

Re: Combining/moving AMEX limits?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


If you want.


I would like to, but maybe it'll be worth the wait and go for the 3xCLI?


You can't get a 3x CLI? You don't have to put in 3x. You can milk it and put in $1k more, then 6 months later play the game again and put in $1k more. Seriously. It's fun to get the CLI just "Instant Approved!" so why not schedule an enjoyable day twice a year? Smiley Tongue

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 11
Anonymous
Not applicable

Re: Combining/moving AMEX limits?


@NRB525 wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


If you want.


I would like to, but maybe it'll be worth the wait and go for the 3xCLI?


You can't get a 3x CLI? You don't have to put in 3x. You can milk it and put in $1k more, then 6 months later play the game again and put in $1k more. Seriously. It's fun to get the CLI just "Instant Approved!" so why not schedule an enjoyable day twice a year? Smiley Tongue


It doesn't matter if you put in 3X or 1K more.. The system will counter if it wants to give you anything at all.

Message 5 of 11
Anonymous
Not applicable

Re: Combining/moving AMEX limits?


@Anonymous wrote:

@NRB525 wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


If you want.


I would like to, but maybe it'll be worth the wait and go for the 3xCLI?


You can't get a 3x CLI? You don't have to put in 3x. You can milk it and put in $1k more, then 6 months later play the game again and put in $1k more. Seriously. It's fun to get the CLI just "Instant Approved!" so why not schedule an enjoyable day twice a year? Smiley Tongue


It doesn't matter if you put in 3X or 1K more.. The system will counter if it wants to give you anything at all.


Smiley Sad(((((

Message 6 of 11
NRB525
Super Contributor

Re: Combining/moving AMEX limits?


@Anonymous wrote:

@Anonymous wrote:

@NRB525 wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I've been reading a lot and some people usually are able to get the 3X CLI multiple times. For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


If you want.


I would like to, but maybe it'll be worth the wait and go for the 3xCLI?


You can't get a 3x CLI? You don't have to put in 3x. You can milk it and put in $1k more, then 6 months later play the game again and put in $1k more. Seriously. It's fun to get the CLI just "Instant Approved!" so why not schedule an enjoyable day twice a year? Smiley Tongue


It doesn't matter if you put in 3X or 1K more.. The system will counter if it wants to give you anything at all.


Smiley Sad(((((


Ok, time for some details: Which AMEX cards do you have? How long? current limits? MyFICO scores? Do you have an idea why the CLI are not working for you?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 11
takeshi74
Senior Contributor

Re: Combining/moving AMEX limits?


@Anonymous wrote:

For those people not able to get any 3X CLIs, would it be wise to open new cards and later move/combine limits like chase cards?


I think it would be wiser to review one's credit to determine why the CLI's aren't being approved.  If one's credit is preventing a CLI I wouldn't assume a new card to be a solution.

 

3x isn't guaranteed.  3x is a limit.

 

It's suggested for Chase because Chase seems to have a tendency to approve new cards while denying CLI's for many.

Message 8 of 11
Anonymous
Not applicable

Re: Combining/moving AMEX limits?

+1, They certainly do, tak.
Message 9 of 11
chalupaman
Super Contributor

Re: Combining/moving AMEX limits?

I never got the full 3x CLI on my Delta but a few days after I got the counteroffer for my card, I went ahead and apped for the ED and Green cards and got those with no problem. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 11
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