Comenity AKC Card

[gdale6]

Hi all,

I see they have removed the request a CLI part of their online website or at least they did for me. Same for you??

[CreditCuriosity]

Don't see  it on mine either.. Strange still on WS Visa from them.  Card going away?

[Hex]

it's missing for me too. Hopefully not going away! It's still open for apps. 

[rostrow416]

This happened when the Comenity Wayfair card was phasing out.

[gdale6]

Hmmm, going to have to call them and ask about it.

[gdale6]

Well I called them and they tell me that yes they have removed it, its not coming back and you now have to call in for CLIs, I asked for one, went to review. Im to the point of most likely just canceling this card as it really doesnt fit into my spending anymore. In this day and age not being able to do things online is a big one for me...

[Anonymous]

It's an AKC card so I guess they want you to beg.

[CreditCuriosity]

strange why they only appears they removed it from this major of theirs only.. i was coming up on my first CLI end of NOV being 6 months with card :/..  Cant complain to much they gave me a very generous SL.

[gdale6]

They refused to increase the limit with BS reason (owe too much for income stated) and that is 7.8K owed against 44K income, I could pay this off tomorrow but I use banks money to make money and thats not going to happen so I proceeded to call them to terminate the card, they wanted to know the reasons and this is what I told them:

1. False advertising that said I could put my own pets pics on the card (it has never worked in the 6 yrs I have had the card)

2. False reason for refusing CLI when they have approved such increases when I have owed much more than that

3. Removal of CLI request from the website

4. Poor website interface in relation to other banks that I have accounts with

5. High interest (18.99 at 0% from the Fed)

6. Are a substandard bank that I no longer wish to do any business with.

I feel great kicking them to the curb for all eternity, will never again own a card from this bank dont care how good the offer is. Personally I think this bank is in trouble and headed for BK...

Have a great day all....

[Anonymous]

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@gdale6 wrote:

They refused to increase the limit with BS reason (owe too much for income stated) and that is 7.8K owed against 44K income, I could pay this off tomorrow but I use banks money to make money and thats not going to happen so I proceeded to call them to terminate the card, they wanted to know the reasons and this is what I told them:

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Well, good that you terminated a relationship you didn't like, but the reason you give there is hardly BS!

 It's probably the case that most people owing 7.8K on 44K income cannot pay it off tomorrow, so there is a risk there, and the fact that you want to use their money to make money doesn't exactly motivate them to say "oh, in that case we will be happy to give you much more!"

As usual with these terminations, you are probably happier, and they don't even notice.... so win/sort-of-neutral!