cancel
Showing results for 
Search instead for 
Did you mean: 

Comenity CLI

tag
ForeverGardening
Established Member

Comenity CLI

Woke up to an email this morning that there was an increase to my Victoria Secret card. When I logged in to check my account, the CL is still the same. Boooo!

NFCU CashRewards: 5K | Finger Hut: 700 | VS: 500 | Marathon 600 | Lane Bryant 550 | Overstock 1.8K | Children's Place 750 | Torrid 400 | My Smile Care 4K


FICO 8 - EX: 590 | EQ: 600 | TU: 589 -- 11/14/18
Oldest account: 9.3 years
Newest: 2 month
Average: 4y 7m
Inquiries: 15/24
Baddies: 3 collections | 3 30 day lates ranging from 2015-2017
Message 1 of 11
10 REPLIES 10
HeavenOhio
Senior Contributor

Re: Comenity CLI

Give the system a chance to catch up. If you don't see the change in the next day or two, call in and ask. Or call in right now if you'd like. Smiley Happy

Message 2 of 11
RonM21
Valued Contributor

Re: Comenity CLI


@HeavenOhio wrote:

Give the system a chance to catch up. If you don't see the change in the next day or two, call in and ask. Or call in right now if you'd like. Smiley Happy


OP, I hope for you that this ^  is what it is and it just hasn't updated.  If not, that would be kind of strange. 



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 11
Anonymous
Not applicable

Re: Comenity CLI

Just an FYI concerning Comenity, went for my SP CLI on my buckle card today and instantly got a hard pull alert. This is the first time this has happened with any of my Comenity cards. Wont be trying for another CLI, but hopefully this is not a new trend for those who do.
Message 4 of 11
FinStar
Moderator Emeritus

Re: Comenity CLI

I believe there's been a few reports on other sites that point to recent HPs for CLIs, but it's certainly inconclusive whether that's a new overall trend or just some isolated cases.

If the HP CLI trend continues and indeed confirms such universal outcomes then most folks who love Comenity for padding utilization won't be hitting that CLI button so much. Time will tell I suppose.
Message 5 of 11
Anonymous
Not applicable

Re: Comenity CLI

If they auto increase it’s soft (obv) but the last twos times i called for increase they did HP ( VS and c21 cards)
Message 6 of 11
ForeverGardening
Established Member

Re: Comenity CLI

I guess the email was supposed to be referencing a CLI that I received earlier in the month. 

NFCU CashRewards: 5K | Finger Hut: 700 | VS: 500 | Marathon 600 | Lane Bryant 550 | Overstock 1.8K | Children's Place 750 | Torrid 400 | My Smile Care 4K


FICO 8 - EX: 590 | EQ: 600 | TU: 589 -- 11/14/18
Oldest account: 9.3 years
Newest: 2 month
Average: 4y 7m
Inquiries: 15/24
Baddies: 3 collections | 3 30 day lates ranging from 2015-2017
Message 7 of 11
Anonymous
Not applicable

Re: Comenity CLI

I'm closing my Comenity cards. Too much trouble with no autopay. 

Message 8 of 11
Pikaboo-icu
Valued Contributor

Re: Comenity CLI

Just wanted to add DP's for my CLI's. 

I requested increases on both Victoria's Secret & Buckle, both immediate approval and both were SP.

  


Message 9 of 11
ForeverGardening
Established Member

Re: Comenity CLI

I also wanted to report a 1600 CLI to my overstock card that I got tonight. SP via luv button
NFCU CashRewards: 5K | Finger Hut: 700 | VS: 500 | Marathon 600 | Lane Bryant 550 | Overstock 1.8K | Children's Place 750 | Torrid 400 | My Smile Care 4K


FICO 8 - EX: 590 | EQ: 600 | TU: 589 -- 11/14/18
Oldest account: 9.3 years
Newest: 2 month
Average: 4y 7m
Inquiries: 15/24
Baddies: 3 collections | 3 30 day lates ranging from 2015-2017
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.