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Comenity CLIs

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K-in-Boston
Epic Contributor

Re: Comenity CLIs

Seems to be all over the board.  There are lots of people here with massive CLs on store cards and so-so credit.  My only card with them is the BJ's Elite Perks WMC, opened in August.  I asked for a CLI sometime in November and got the letter stating that the account was too new.  Tried again by clicking the LUV button in December or January and they gave me $400 (starting line was $17k).  Tried Robolady immediately after and no go.  I tried Robolady and LUV button last month and got a pair of "you have received a recent credit line increase" letters.  I'll try the Robolady again in July and hopefully I can get into that looping credit line increase (request, given, request again, given, rinse and repeat) cycle with her like so many here do with their store cards.

 

I also have a PayPal Credit account with them that I had completely forgotten about since it doesn't show on my reports and I had not used "Bill Me Later" in years.  It's a super low (to me) hidden credit line ($900), and I have never tried to make a large purchase using it to trigger a CLI.

Message 11 of 13
Anonymous
Not applicable

Re: Comenity CLIs

Call Number on back of card.  When robolady comes on and asks what you want to do say "Credit Line Increase".  I say no set amount.  And I get a CLI once a month doing this.  Some people report doing it repeatedly in a row.  I have only done it once a month. 

Message 12 of 13
Anonymous
Not applicable

Re: Comenity CLIs

Be aware that Robolady can be a HP even if you don't ask for a specific CL amount. I got an HP and denial on my 31 day attempt on my WS store card.
Message 13 of 13
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