Just thought this might be helpful information for others to know. Three of the Visa Signature cards I was recently approved for were through Comenity Capital. Just spoke with them on the phone and it seems there can be quite a lag time between approval and their initial reporting. This seems to differ a bit from regular Comenity, as my regular Comenity (non-Comenity Capital) Visa is already reporting.
Data points:
Approved for 3 Comenity Capital Visa Signatures 7/15
Received cards within one week of this date (Total Rewards arrived 4 days later- fast!)
Have been using cards
Spoke with Comenity Capital today and said that reporting to bureaus would not happen until 9/8 on my regular reporting period.
Since that is almost 2 months after I was approved, I wanted to share and let others know that it could also be about 2 months before your Comenity Capital cards get reported.
As I mentioned, I also was approved for a Comenity Visa in addition (Sportsman's Guide, which is not Comenity Capital) and which started reporting within 9 days of approval. So, the take-away is that the two divisions may report differently and will get onto your report eventually, although it may take two months. Have a good day everyone and hope this data point and info helps someone.
