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Comenity Credit Card List

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silverzgirl
Regular Contributor

Re: Comenity Credit Card List

Comenity took over Talbots a few months ago. Tripled my CL when they did, too.


They seem to auto CLI every 4-6 months or so. My Ann Taylor was 500 and now is 2080 (yeah, they give weird increases sometimes.)

Starting FICO, June 2010: EX-581, EQ-581, TU-581
Now: EX-742 EQ-710 TU-709

Currently: NFCU Platinum Visa 18K, BECU Visa 15K, Navchek 15K, Vystar+ CU Platinum Visa 10000, AMEX Delta SkyMiles 9K, Military Star 8200, Nordstrom VS 7800, Macys 7600, Lowes 6K, Pier 1 6K, Mohawk Floor 4500, TJX Mastercard 4K, Pottery Barn 4K, Amazon 3600, Talbots 3000, Barclaycard 2400, Ann Taylor 2280, Ballard Design, 1500, Victorias Secret 750, NY&CO 500, J.Crew 300



Message 31 of 71
money28
Regular Contributor

Re: Comenity Credit Card List

How do you get the mypoints reward visa to come up?

Starting Score: 06/29/13 TU 579; EQ 585; EX 574
Current Score: 07/24/13 TU 645; EQ 668; EX 652
Goal Score: 740
Wells Fargo $700 / Merrick Bank $1000 / Fingerhut $1300 /
Gettington $1000 Walmart $600 HSN/1300 Express/700 Jcrew/1850
Jared $2000 Macys $2500 Bloomingdale $1000 Sony Card $1500
Amazon Store Card $900 Ann Taylor/880 American Airlines/1500 Shell/500 Capital One Quicksilver\ $500 Pier 1 $1500 \ Chase Zappos Visa $2500 Barclays Apple\$1200

Message 32 of 71
Ron1
Super Contributor

Re: Comenity Credit Card List


@money28 wrote:

How do you get the mypoints reward visa to come up?


I got MyPointsVisa rewards thru pre-approval pop up window.

 

 

Ron.

Message 33 of 71
fedxboy
Established Contributor

Re: Comenity Credit Card List

Hoover over the 3rd column titled "Easy Points" and at the bottom is a link for the My Points Visa.  Mine was preapproved too, but only when I clicked that link.  Got 6 months 0% apr, then 19.99 I think and 2000 points upon the 2nd purchase.



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 34 of 71
corymcd88
Valued Contributor

Re: Comenity Credit Card List


@fedxboy wrote:

Hoover over the 3rd column titled "Easy Points" and at the bottom is a link for the My Points Visa.  Mine was preapproved too, but only when I clicked that link.  Got 6 months 0% apr, then 19.99 I think and 2000 points upon the 2nd purchase.


It not thier on my account.

Message 35 of 71
ronstar7
Established Contributor

Re: Comenity Credit Card List


@fedxboy wrote:

Hoover over the 3rd column titled "Easy Points" and at the bottom is a link for the My Points Visa.  Mine was preapproved too, but only when I clicked that link.  Got 6 months 0% apr, then 19.99 I think and 2000 points upon the 2nd purchase.


I logged into my account and I didnt see anything that said "Easy Points" either. Do you have to have a certain credit score or have frequent activity with your TR account to get that pop up?

 

Thanks!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 36 of 71
Strepthroat
Frequent Contributor

Re: Comenity Credit Card List

Forgot all about this bank (haven't had relationship with them since they were WFNNB???) since I closed my Ann Taylor mastercard a couple of years back. Figured I would apply again.  Wasn't an instant approval, just received the mastercard card in the mail last week with a $6,000 credit limit.  Don't remember last card being that high. 

Chase Marriott Visa $25,000 | Chase Southwest Visa $25,000 | PFCU Visa $20,000 | Capital One Savor $20,000 | Nordstrom Visa $20,000 | GUCU Visa $10,500 | CapitalOne Quicksilver Visa $10,000 | US Bank Perks Visa $9,000 | Barclays Cash Forward Visa $6,000 | BB&T Spectrum Cash Visa $3,500
Message 37 of 71
missjae
Established Contributor

Re: Comenity Credit Card List


@ronstar7 wrote:

@fedxboy wrote:

Hoover over the 3rd column titled "Easy Points" and at the bottom is a link for the My Points Visa.  Mine was preapproved too, but only when I clicked that link.  Got 6 months 0% apr, then 19.99 I think and 2000 points upon the 2nd purchase.


I logged into my account and I didnt see anything that said "Easy Points" either. Do you have to have a certain credit score or have frequent activity with your TR account to get that pop up?

 

Thanks!


The "easy points" category is for the mypoints visa on mypoints.  The total rewards visa is something different.  It is offered through the Caesar's Total Rewards website.  Both cards are issues by Comenity and it has been said that both offer sp pre-approval/approval if qualified.

Message 38 of 71
Anonymous
Not applicable

Re: Comenity Credit Card List

I have a VS card that I received in store at checkout ive had it for 7 mths ..im interested in applying on line to get onther cards. What is the shopping cart trick? I applied to Express on line but did the application..and got the 7-10 message.

Message 39 of 71
missjae
Established Contributor

Re: Comenity Credit Card List


@Anonymous wrote:

I have a VS card that I received in store at checkout ive had it for 7 mths ..im interested in applying on line to get onther cards. What is the shopping cart trick? I applied to Express on line but did the application..and got the 7-10 message.


Go to a store's website that does the preapproval (Express for example), add something to your cart and check out or you can create an account first (I've done it both ways).  When you enter your name and address, you will get a pop-up if the offer is available to you.  Some people get them, some don't.  I got two, but haven't gotten any others.  Do not apply directly for the card if you want to do the shopping card trick.  When you apply directly, there will be a hard pull.  When you get the pre approval offer, it's a soft pull.  If you search for "Comenity Shopping Card Trick" on here or google, you should be able to get some more information about it.

Message 40 of 71
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