Comenity Credit Card List

[fembrist]

Dot's is also backed by Comenity.

[Anonymous]

CET's total rewards Visa is new to  Comedity, used to be a BofA card

[RickyRay]

How did you get comenity to give you CLIs? I have 10 of their cards 1. Knig Size Gold,2. Roamans #2 one and3. Women Within, 4.OneStop Plus,5. Jessica London, 6 Brylane Home, 7. Express, 8. Buckle, 9. Haband, and #10. Blair (Now Bair VIP) all have $250 credit limits except Blair and Haband have only $200. Its been six months since I got them all using the shopping trick, They all have helped in rebuilding my credit. Thats all good now, Just wish they would raise my limits so I could get a better fico score. I tried to get Express Card to give me one since I do alot of shopping at their store, but they wont budge, they do send me lots of discount coupons though, the last one was 80% off $100 in store purchases and I gladly used it, I am constantly paying that card off and reusing it. Since January I have maxed it out and paid it off 3 times, still not CLI! What is your secret to the CLI? On any of these cards that i got with them. Maybe after a year or so I will get one.

[TiggerDat]

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@RickyRay wrote:

How did you get comenity to give you CLIs? I have 10 of their cards 1. Knig Size Gold,2. Roamans #2 one and3. Women Within, 4.OneStop Plus,5. Jessica London, 6 Brylane Home, 7. Express, 8. Buckle, 9. Haband, and #10. Blair (Now Bair VIP) all have $250 credit limits except Blair and Haband have only $200. Its been six months since I got them all using the shopping trick, They all have helped in rebuilding my credit. Thats all good now, Just wish they would raise my limits so I could get a better fico score. I tried to get Express Card to give me one since I do alot of shopping at their store, but they wont budge, they do send me lots of discount coupons though, the last one was 80% off $100 in store purchases and I gladly used it, I am constantly paying that card off and reusing it. Since January I have maxed it out and paid it off 3 times, still not CLI! What is your secret to the CLI? On any of these cards that i got with them. Maybe after a year or so I will get one.

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For almost every Comenity card you need 6-12 months of history.

[Anonymous]

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@vagrants wrote:

Mypoints Rewards VISA is soft pull.

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How is it a soft pull if you have to apply for a visa card

[Anonymous]

@goosedog  I applied for the Total Rewards Visa A couple of days ago after getting a pre aproval popup when I logged into my total rewards account. There was a hard pull to Equifax, however I been reading threads and some report comenity pulling experian. I received a popup saying I was approved with their worst rate 22.99% and didn't get my credit limit. A day later I called and the phone rep stated my limit will be $1,500.

I am in Northern Texas don't know if that is a factor to why equifax was pulled. My reports are not completely clean, but I have had good history on 4 tradelines for a bit over 2 years, and only 2 Inq on Equifax. Hope my information helps

[Anonymous]

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@Anonymous wrote:

@Anonymous  I applied for the Total Rewards Visa A couple of days ago after getting a pre aproval popup when I logged into my total rewards account. There was a hard pull to Equifax, however I been reading threads and some report comenity pulling experian. I received a popup saying I was approved with their worst rate 22.99% and didn't get my credit limit. A day later I called and the phone rep stated my limit will be $1,500.

I am in Northern Texas don't know if that is a factor to why equifax was pulled. My reports are not completely clean, but I have had good history on 4 tradelines for a bit over 2 years, and only 2 Inq on Equifax. Hope my information helps

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That does, thanks

[Anonymous]

Oh one more detail. I setup the Total Rewards Account about 1 week or so ago, and only logged in because I got some email talking about the account. Don't know if that matters.

I have an off topic question. How do you quote someone? My privious post was my first post on myfico forums. Thanks

[Anonymous]

Just an FYI - Value City is no longer Comenity.

My Pottery Barn is $15800 so you can get high limits with them.

My Crate & Barrel is $7k.

[injustifiiable]

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@Anonymous wrote:

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@vagrants wrote:

Mypoints Rewards VISA is soft pull.

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How is it a soft pull if you have to apply for a visa card

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I don't think you can even apply for the MyPoints Visa...it comes only through pre-approvals. I've tried, trust me. lol.