Comenity Mastercard Changing to AMEX

[SUPERSQUID]

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@Guyatthebeach wrote:

@chuckwood ,

Great call.  As someone that uses my Bread cards often, I think this is a solid card.

Guyatthebeach

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I am in the same boat as you since I also have the Bread cb Amex, the card referenced here is a new card starting sept 16th with a similar name but different perks. If you have the comenity cb mastercard 1.5 cb it is being discontinued and in its place they are giving the new Bread Amex rewards which gives 3 pct cb on 4 categories where the Bread cb Amex is a 2 pct across the board card

[IantoJones]

Important note:

"Grocery stores excludes wholesale clubs.

Dining excludes food delivery services.

Utilities are limited to electric, gas, water and sanitary services."

So, for me this will be worthless (utilities listed are included in my rent).

So keeping my cell on AppleCard @3% makes more sense.

For groceries, it won't include Costco (so I'm better using BMO, Venmo, or AppleCard).

For dining it won't include delivery services (and C1 Savor currently has 10% cb on UberEats/3% normally).

I'm disappointed!

[toddc]

I also got the same letter, I barely if ever used my comenity mastercard the 1.5 cb is useless especially with things like paypal and venmo offering 3% and discover doing their 5% categories.  Funny thing I've applied for bread amex card several times and been denied, but now they're going to give me a similar card, oh well I'll take it maybe ill actually use it once in awhile now. 

[madmann26]

I got my letter today.

[coldfusion]

My physical card arrived today, Bread certainly went out of their way to make sure I would be aware that it wasn't to be activated and used until 8AM September 16th lol

[Anonymous]

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@coldfusion wrote:

My physical card arrived today, Bread certainly went out of their way to make sure I would be aware that it wasn't to be activated and used until 8AM September 16th lol

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Live on the edge and try it at 7:58am.   "Sorry, your card was declined"  [coldfusion checks time] "Try it again now"

[SUPERSQUID]

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@coldfusion wrote:

My physical card arrived today, Bread certainly went out of their way to make sure I would be aware that it wasn't to be activated and used until 8AM September 16th lol

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Yes, mine came today via regular mail, the 16th is a Saturday.

[coldfusion]

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@Anonymous wrote:

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@coldfusion wrote:

My physical card arrived today, Bread certainly went out of their way to make sure I would be aware that it wasn't to be activated and used until 8AM September 16th lol

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Live on the edge and try it at 7:58am.   "Sorry, your card was declined"  [coldfusion checks time] "Try it again now"

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Activated successfully at 7:53 AM

[nwa479]

I activated mine at 7:15am (but central time so really 8:15). I used it twice this morning, once for breakfast (3%) and the other at Walmart just to confirm it's probably not grocery, so it'll be 1%.  

My next question is will the statement date stay the same?  Or will this report to the credit bureaus earlier.  I'm going to keep my purchase totals small just in case it reports early.  My normal statement date is around the 25th. So I think Ill need the 20 transactions by that date to get the 25% bonus.  I should have no problem getting to the $750 threshold. 

Interesting how cards can evolve. This card started as a $500 Wayfair card I got with a soft pull using the shopping cart trick.  They converted it to the Comenity MC at $1250, and its now up to $7500 CL. I think my last CLI was in April, so after the next couple of months as an Amex card I'll try the CLI button again.  

Also, I added the card image to my signature below.  I took one of the upright images and rotated it, then cropped out the white space. 

[UncleB]

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@nwa479 wrote:

Interesting how cards can evolve. This card started as a $500 Wayfair card I got with a soft pull using the shopping cart trick.  They converted it to the Comenity MC at $1250, and its now up to $7500 CL. I think my last CLI was in April, so after the next couple of months as an Amex card I'll try the CLI button again.  

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That's an interesting evolution, indeed!

I have a fun one as well.  Back in 2007 I opened an Orchard Bank (HSBC) Mastercard with a $300 credit line.  It later became a Quicksilver One, then a Quicksilver (no AF), then a Venture One, then finally a Savor WEMC that's grandfathered with no AF (credit line $6500).  I'm still scratching my head how a rather 'meh' card eventually became one that's quite desirable, haha.