Comenity Pulls

[Cotton_Britches]

Does Comenity still pull mainly Equifax or has that changed? I want to make sure I unfreeze the correct bureau.

[ddemari]

Comenity usually pulls EQ for the hard pull and they also soft pull EX. I would try and have your EX and EQ unfroozen when applying to ensure you don't get the app messed up with them. 

[Anonymous]

For Barney's they pull Experian. 

[Anonymous]

Victoria's Secret they pull Experian

[CreditCuriosity]

They pulled Exp for my Total Rewards but known primarily as an EQ puller

[FinStar]

They pulled EX for me with Sportsman's Guide back in August

[ddemari]

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@FinStar wrote:
They pulled EX for me with Sportsman's Guide back in August

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Since I am not sure what card OP is looking into, I can share my experience going back to my first comenity card, Jcrew.

Jcrew- cold apped, instantly approved EQ pull

Overstock.com - SCT, soft pull on EQ

HSN.com- SCT, soft pull on EQ

iComfort- SCT, soft pull on EQ

Barneys, cold apped, instantly approved soft pulled EX and hard pulled EX 

Pier1, cold apped, instantly approved, Hard pull on EX

Total Rewards Visa, SCT, hard pull on EQ

Modell's Visa, SCT, hard pull on EQ

FRN MC, SCT, hard pull on EQ

Dsw Visa, cold apped, instantly approved, hard pull on EQ

Credo Visa, cold apped, instantly approved, hard pull on EQ

True Value Discover, cold apped, instantly approved, hard pull on EX

Virgin America Visa, cold apped, instantly approved, soft pull on EX and hard pull on EQ 

Sport's Man Guide Visa, SCT, soft pull on EQ. no hard pull has showed up on either EX or EQ still 

[FinStar]

And Comenity loves ddemari

[ddemari]

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@FinStar wrote:
And Comenity loves ddemari

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I hope they keep it that way, too! 

[Anonymous]

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@ddemari wrote:

Comenity usually pulls EQ for the hard pull and they also soft pull EX. I would try and have your EX and EQ unfroozen when applying to ensure you don't get the app messed up with them. 

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Solid advice.