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Comenity SCT

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corymcd88
Valued Contributor

Comenity SCT

I don't know if anyone has had this happen to but the only account Comenity Bank will do SCT are account that 9 digits for the account number. Ie Brylane Home, Express. Account that have 16 digits nothing, no SCT. My FICO's are around 760 on all three CRA's.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Comenity SCT

They will do cards with 16 digits. I get pop ups from cards with 16 digits: Williams Sonoma etc.
Message 2 of 7
Anonymous
Not applicable

Re: Comenity SCT

I've had the SCT work for Victoria Secret & Ann Taylor and both of those cards have 16-digits. As you can tell from my signature my scores are lower than yours.
Message 3 of 7
corymcd88
Valued Contributor

Re: Comenity SCT


@Anonymouswrote:
They will do cards with 16 digits. I get pop ups from cards with 16 digits: Williams Sonoma etc.

I know that but for me it's only 9 digits that work.

Message 4 of 7
corymcd88
Valued Contributor

Re: Comenity SCT


@Anonymouswrote:
I've had the SCT work for Victoria Secret & Ann Taylor and both of those cards have 16-digits. As you can tell from my signature my scores are lower than yours.

Strange.

Message 5 of 7
Anonymous
Not applicable

Re: Comenity SCT

A few days ago when I log in to my Totalrewards.com, there was pop up an offer for Total Rewards Visa, which is 16 digits because of Visa card. But I didn't apply and closed the window Smiley Wink

Message 6 of 7
Meanmchine
Super Contributor

Re: Comenity SCT

I have gotten pop ups for Sportsmans Guide Visa, Total Rewards Visa, Good Sam Visa, Williams Sonoma Visa, Gander Moutain Visa, Overstock SC, and  few other store cards.

 

Clicked accept for SGV and was a SP approval. Clicked accept for Total Rewards Visa and was HP denied. All the rest I closed out the window

Be aware that fraud alerts on your reports will kill your SCT chances

Also, make sure that you have OPTed in to receive credit card solicitations

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 7 of 7
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