Comenity Shut Down Update**

[Ron1]

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@ddemari wrote:
Thanks Ron! I saw your post about that, for as identity /
Verification as they like to come across that's ridiculous they didn't spot the fraud on your card.

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That's ok. It should have been their job to catch the fraud. I need to sign the document and send it back.

Ron.

[Discover2016]

Sue them for the paper cuts!

[Anonymous]

How old were the accounts? Were you actively using them? The only Comnenty card I had closed was their Taylor Rental one. It was supposed to be the Discover version as I still have the email saying that's what I was approved for (but it never was). I never used it and kept it as a small Utilization bump...

I currently have from Comnenty:

Blue Nile

Marathon

Sports Authority

I don't think I have any others. I thought my Belk and Chevron/Texaco cards were Comnety but they are Syncrony.

I REALLY want a higher Blue Nile limit because I want to propose to my girlfriend. However, Ive had the card for almost a year but no CLI though.... I only recently made my first purchase on it. I had no luck on the CLI Love like everyone else did.. so I am still at 1500....

[Anonymous]

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@Anonymous wrote:

How old were the accounts? Were you actively using them? The only Comnenty card I had closed was their Taylor Rental one. It was supposed to be the Discover version as I still have the email saying that's what I was approved for (but it never was). I never used it and kept it as a small Utilization bump...

I currently have from Comnenty:

Blue Nile

Marathon

Sports Authority

I don't think I have any others. I thought my Belk and Chevron/Texaco cards were Comnety but they are Syncrony.

I REALLY want a higher Blue Nile limit because I want to propose to my girlfriend. However, Ive had the card for almost a year but no CLI though.... I only recently made my first purchase on it. I had no luck on the CLI Love like everyone else did.. so I am still at 1500....

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If you want information on the shutdown of his cards, please review this linked thread.

http://ficoforums.myfico.com/t5/Credit-Cards/Sad-to-say-but-Comenity-Shut-Me-Completely-Down/m-p/4422727#M1270549

[Anonymous]

Thank you Irish...

That's a lot of open credit.. wow just wow... Perhaps something shifted somewhere on their end... to close all...

I remember a few years back Capital one reduced my credit because they said I wasn't using what I had available.... I closed my account with them the next day... 

[ddemari]

I can say with full disclosure on my part, I have a lot of inquiries on EQ and EX and the reason they gave of excessive inquiries makes sense.

[Anonymous]

I guess but they are opening cards for me still with 37 INQ.

I have not been able to do the shopping cart trick

[Anonymous]

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@Anonymous wrote:

Thank you Irish...

That's a lot of open credit.. wow just wow... Perhaps something shifted somewhere on their end... to close all...

I remember a few years back Capital one reduced my credit because they said I wasn't using what I had available.... I closed my account with them the next day... 

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You're welcome and welcome to the forums.  There have been several other posters here that have had all their Comenity accounts shut down.  It's hard to say what are the exact reasons but it shows its a ood idea to have diversity in your credit file so that if a creditor decides to shut down your accounts you have other avenues to turn to.  In ddemari's case he has plenty of other very good cards so he wont be hurt too much.

[ddemari]

Slow down on the inquiries because they can literally approve you on Monday for 8k MasterCard and then shut you completely down on Tuesday. I have more than that but inquiries has been a lot of the other threads on closures reasoning behind comenity actions to close down.

[ddemari]

Definitely good to diversify like Irish said.