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Comenity Shut Down Update**

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Anonymous
Not applicable

Re: Comenity Shut Down Update**


@score_building wrote:

Closing "in support" of a card holder who makes no bones about painting a bust-out risk target on their back, seems to miss the decisive point.

 

In any case, nice to see OP move on gracefully, after such a big hit, as she knows there will most likely be ample opportunity going forward to reestablish a relationship should she choose to re-app.


Okay, how about if I close them because they're crappy cards that I never use? Would that be okay?

Message 41 of 53
someg33k
Established Contributor

Re: Comenity Shut Down Update**


@Anonymous wrote:

@score_building wrote:

Closing "in support" of a card holder who makes no bones about painting a bust-out risk target on their back, seems to miss the decisive point.

 

In any case, nice to see OP move on gracefully, after such a big hit, as she knows there will most likely be ample opportunity going forward to reestablish a relationship should she choose to re-app.


Okay, how about if I close them because they're crappy cards that I never use? Would that be okay?


Amen Captool! 

 

Have to wonder if a certain poster is a Comenity employee under cover Smiley Wink

Message 42 of 53
someg33k
Established Contributor

Re: Comenity Shut Down Update**


@ddemari wrote:

I was going to post this in my original thread but its closed, and I wanted to share the results of my Comenity Shut Down so here i go.

 

I just put two bandaids on my hand from the papercuts  I received opening up 10lbs of Comenity letters lol.

 

Each one said the same thing; Account Closed due to recent number of inquiries. We hope you apply again in the future.

 

My credit score of theirs was 762 from EX and 758 from EQ internal scoring. 

 

In the midst of the mail was a preapproval for Blair Credit Card and Brylane Home lol. Oh well, at least its over and case is closed! The stack of mail was a bit horrifying, im glad its over and done! 


 

Thank you for sharing and updating us. 

 

Have a great weekend!

Message 43 of 53
baller4life
Super Contributor

Re: Comenity Shut Down Update**


@someg33k wrote:

@Anonymous wrote:

@score_building wrote:

Closing "in support" of a card holder who makes no bones about painting a bust-out risk target on their back, seems to miss the decisive point.

 

In any case, nice to see OP move on gracefully, after such a big hit, as she knows there will most likely be ample opportunity going forward to reestablish a relationship should she choose to re-app.


Okay, how about if I close them because they're crappy cards that I never use? Would that be okay?


Amen Captool! 

 

Have to wonder if a certain poster is a Comenity employee under cover Smiley Wink


Wouldn't be the first time and won't be the last. All kinds of lenders have registered as members here. Lol

Message 44 of 53
KSK1912
Valued Contributor

Re: Comenity Shut Down Update**


@baller4life wrote:

@someg33k wrote:

@Anonymous wrote:

@score_building wrote:

Closing "in support" of a card holder who makes no bones about painting a bust-out risk target on their back, seems to miss the decisive point.

 

In any case, nice to see OP move on gracefully, after such a big hit, as she knows there will most likely be ample opportunity going forward to reestablish a relationship should she choose to re-app.


Okay, how about if I close them because they're crappy cards that I never use? Would that be okay?


Amen Captool! 

 

Have to wonder if a certain poster is a Comenity employee under cover Smiley Wink


Wouldn't be the first time and won't be the last. All kinds of lenders have registered as members here. Lol


It's like Undercover Boss. Probably the best way to find out what people really think about their cards/products/services. Could not get any more real than this Smiley Happy


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
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11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


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Are you free Tuesday..?
Message 45 of 53
pizza1
Community Leader
Super Contributor

Re: Comenity Shut Down Update**


@Anonymous wrote:

@score_building wrote:

Closing "in support" of a card holder who makes no bones about painting a bust-out risk target on their back, seems to miss the decisive point.

 

In any case, nice to see OP move on gracefully, after such a big hit, as she knows there will most likely be ample opportunity going forward to reestablish a relationship should she choose to re-app.


Okay, how about if I close them because they're crappy cards that I never use? Would that be okay?


@ score building......Im pretty sure Captool was being sarcastic, and so what if someone wants  close a card "in support" of a member here, LOL.. Some of us members here are actually friends outside of MFF, and talk/text/FB etcc...Some of us are really good buds. Smiley Wink Again..no need to continue to demoralize the OP by continuing to bring up "risk".  Again..its been said over and over, by the OP himself...he knows why the AA happened. None of us are idiots here, and none of us have room to judge.  

 

@ Captool......LMAO at your "in your support of' comment, and then of course your , "Would that be okay??"  Kind of like...May I have permission please? LOLOL.... Smiley Wink

Message 46 of 53
Callandra
Valued Contributor

Re: Comenity Shut Down Update**


@Anonymous wrote:

@pizza1 wrote:

@Anonymous wrote:

@pizza1 wrote:
Sorry again D...

Thank you for telling us, and we all knew it would be some BS response. It always is.... Smiley Wink

What's BS about an issuer not liking it when a customer seeks credit aggressively?


Its Comenity...Not JP Morgan ok? ......Cmon..you dont need to go there. No need to bring up "aggressive credit seeking", thats like rubbing salt in a wound CB14..Everyone knows why this happened, it doesnt need to continuously be "repeated"... And it is a BS response. 


There might be less AA throughout the MF community if the causes weren't trivialized.


Sometimes people have to make and learn from their own mistakes. 

 

That's what being an adult is like! Smiley Happy

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015
Message 47 of 53
score_building
Senior Contributor

Re: Comenity Shut Down Update**


@pizza1 wrote:

@Anonymous wrote:

@score_building wrote:

Closing "in support" of a card holder who makes no bones about painting a bust-out risk target on their back, seems to miss the decisive point.

 

In any case, nice to see OP move on gracefully, after such a big hit, as she knows there will most likely be ample opportunity going forward to reestablish a relationship should she choose to re-app.


Okay, how about if I close them because they're crappy cards that I never use? Would that be okay?


@ score building......Im pretty sure Captool was being sarcastic, and so what if someone wants  close a card "in support" of a member here, LOL.. Some of us members here are actually friends outside of MFF, and talk/text/FB etcc...Some of us are really good buds. Smiley Wink Again..no need to continue to demoralize the OP by continuing to bring up "risk".  Again..its been said over and over, by the OP himself...he knows why the AA happened. None of us are idiots here, and none of us have room to judge.  

 

@ Captool......LMAO at your "in your support of' comment, and then of course your , "Would that be okay??"  Kind of like...May I have permission please? LOLOL.... Smiley Wink


@Anonymous friends don't let friends drap! Smiley Very Happy

 

@Anonymous Huh? it is what it is, no judgements, clearly. AA happens for a variety of reasons. Ask me how I know...

sometimes things get a little twisted on this topic. OP appears to have handled it like a champ, if something is stated 'over and over again', it may just become a part of the conversation, pump the brakes, don't assume it's intended as an affront.Smiley Happy

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 48 of 53
ddemari
Super Contributor

Re: Comenity Shut Down Update**

I love pizzas support and everyone else's too Smiley Happy
Message 49 of 53
Anonymous
Not applicable

Re: Comenity Shut Down Update**


@Callandra wrote:

Sometimes people have to make and learn from their own mistakes. 

 

That's what being an adult is like! Smiley Happy


On a philosophical level (with no particular relevance to this thread or even credit in general), I find learning from others' mistakes (without having to make them myself) enormously helpful in life. I inevitably make many mistakes, of course, but I can still avoid some.

 

On the level of credit in general, what is the value of MF if not to share knowledge and experience? And what is the value of sharing knowledge and experience if not to make fewer mistakes?

 

Well, I suppose some find entertainment, or like to create it for others.

Message 50 of 53
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