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Hi, I have two Comenity store cards with a $250 limit each. I'm in the process of rebuilding my credit and they will be in the 6th billing cycle this month. Once I pay it, i would like to ask for a CLI, since my other strore cards that I got after this one were already increased on their own. There's a button on their site to request an increase, but I'm afraid of a hard inquirery. Specifically it's The Limited and Ann Taylor, but they also have Victoria's Secret. Does anyont have any experience with this bank and CLIs?
@Anonymous wrote:Hi, I have two Comenity store cards with a $250 limit each. I'm in the process of rebuilding my credit and they will be in the 6th billing cycle this month. Once I pay it, i would like to ask for a CLI, since my other strore cards that I got after this one were already increased on their own. There's a button on their site to request an increase, but I'm afraid of a hard inquirery. Specifically it's The Limited and Ann Taylor, but they also have Victoria's Secret. Does anyont have any experience with this bank and CLIs?
They never use to be a HP and I requested monthly on many of my comenity cards but then one month I did randomly get hit with 3 HP's.
I use the automated phone system mostly but online should have a button that says we will pull credit and you have to click it before proceeding but that doesn't always happen. You can still plan that 90%+ of the time it won't hp but sometimes I think it's a system glitch and a hp is done.