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Compiling List of Hidden Tradelines

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ScoreOrBeScored
Valued Contributor

Re: Compiling List of Hidden Tradelines


@CreditDunce wrote:

Apparently RBFCU has been having reporting anything to the CRA's.   There was an earlier post from someone who said their auto, LOC's were not being reported since July.  Credit cards were being reported, though.   My LOC/Overdraft TL was opened in December and has not reported.   No telling when they will get there reporting fixed.  But it probably is not a good idea to rely on them not reporting.


I just joined April 3,2015. It would be nice if my car refi didn't show. Lol would look great on reports . 

 

But but I would want the $15k CC to report. Lol

Message 11 of 22
Anonymous
Not applicable

Re: Compiling List of Hidden Tradelines

re: paypal credit- going away as a hidden tradline, or just going away?

Message 12 of 22
Ron1
Super Contributor

Re: Compiling List of Hidden Tradelines

PC Mall Preferred Account and Jewelry TV Preferred Account. BBVA Compass Overdraft LOC.

 

 

 

Ron.

Message 13 of 22
Anonymous
Not applicable

Re: Compiling List of Hidden Tradelines

Crown Jewelers generous initial CL at 2500
Message 14 of 22
FinStar
Moderator Emeritus

Re: Compiling List of Hidden Tradelines


@Anonymous wrote:

re: paypal credit- going away as a hidden tradline, or just going away?


TigerPay (aka TigerDirect) is no longer going to be offered.

Message 15 of 22
Strogen
Frequent Contributor

Re: Compiling List of Hidden Tradelines


@FinStar wrote:

I think most, if not all, have been captured.  TigerPay (TigerDirect) is another one (BML/PayPal Credit family) but it appears it's going away in May. 



Uhh no TigerPay is not a hidden TL. 

 

I can see the limit reporting to the CB's just fine. 

 

Multiple people seem to think its hidden when its not. 

 

Its also comenity bank. 

807 TU FICO Score 8.
Message 16 of 22
FinStar
Moderator Emeritus

Re: Compiling List of Hidden Tradelines


@Strogen wrote:

@FinStar wrote:

I think most, if not all, have been captured.  TigerPay (TigerDirect) is another one (BML/PayPal Credit family) but it appears it's going away in May. 



Uhh no TigerPay is not a hidden TL. 

 

I can see the limit reporting to the CB's just fine. 

 

Multiple people seem to think its hidden when its not. 

 

Its also comenity bank. 


Uhhh yeah, well two of my friends' TigerPay Accounts never reported (two totally separate states where granted).  Sooo yeah, do you need proof?

Message 17 of 22
Anonymous
Not applicable

Re: Compiling List of Hidden Tradelines

I seen a post here about Tiffany's being a hidden trade line..
Message 18 of 22
Strogen
Frequent Contributor

Re: Compiling List of Hidden Tradelines


@FinStar wrote:

@Strogen wrote:

@FinStar wrote:

I think most, if not all, have been captured.  TigerPay (TigerDirect) is another one (BML/PayPal Credit family) but it appears it's going away in May. 



Uhh no TigerPay is not a hidden TL. 

 

I can see the limit reporting to the CB's just fine. 

 

Multiple people seem to think its hidden when its not. 

 

Its also comenity bank. 


Uhhh yeah, well two of my friends' TigerPay Accounts never reported (two totally separate states where granted).  Sooo yeah, do you need proof?



Get ready for some proof "finstar" its coming in a few. 

 

Below is from my TU report on CreditKarma: 

 

CapturePROOF.JPG

 

Below is the actual account in my EQ report on CreditKarma, it also shows in my TU this way: 

 

CaptureEquifax.JPG

 

This account IS NOT a hidden TL.

 

IF there is no activity on the account, it will not report. I had a $0 statement balance for a very long time and it didnt report at all during that time. 

 

I put $16 on it and it reported the CLI that I got back in July 2014. This is probably why your friends think its a hidden TL. But rest assured its not. 

 

 

807 TU FICO Score 8.
Message 19 of 22
FinStar
Moderator Emeritus

Re: Compiling List of Hidden Tradelines


@Strogen wrote:

@FinStar wrote:

@Strogen wrote:

@FinStar wrote:

I think most, if not all, have been captured.  TigerPay (TigerDirect) is another one (BML/PayPal Credit family) but it appears it's going away in May. 



Uhh no TigerPay is not a hidden TL. 

 

I can see the limit reporting to the CB's just fine. 

 

Multiple people seem to think its hidden when its not. 

 

Its also comenity bank. 


Uhhh yeah, well two of my friends' TigerPay Accounts never reported (two totally separate states where granted).  Sooo yeah, do you need proof?



Get ready for some proof "finstar" its coming in a few. 

 

 


From their end, this is the way that's always been with their two accounts (I found it odd but this was similar to NewEgg).  Now, if yours reported, then not sure what happened there.  But, from reviewing their CRs (all three), there has been no sign of the account reporting whatsoever.  And they used it all the time, well up until the recent changes which were sent en masse to all customers that such payment option would no longer be available.

Message 20 of 22
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