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Constant gripes with individual lenders

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Remedios
Credit Mentor

Constant gripes with individual lenders

This kinda gets on my nerves, so I'm just going to throw it out here...

 

Why is it that some cannot get over denial and percieved "grief" they were given by the lender to the point of airing their displeasure in every thread..

 

I just looked in approvals, and in one particular thread, there were multiple consecutive posts were others were complaining about their experiences,  without even bothering with "congrats" or whatever. 

 

I understand being salty when denied, but I dont understand the constant need to relive it, and doodoo on parades of those who do not share the experience 

Message 1 of 108
107 REPLIES 107
Brian_Earl_Spilner
Credit Mentor

Re: Constant gripes with individual lenders

Thank you, I'm getting sick of it myself.

    
Message 2 of 108
UpperNwGuy
Valued Contributor

Re: Constant gripes with individual lenders

Yay!  Somebody finally spoke up about what I've been thinking.  Thanks, Remedios!

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
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Message 3 of 108
sccredit
Valued Contributor

Re: Constant gripes with individual lenders

Couldn't agree more.  Credit is NOT personal, it is business. If your profile doesn't fit a certain lender - find another. That is the beauty of credit. No creditor OWES anyone anything. The soooner people figure that our the better off they will be. There is enough in this world to get worked up over, credit relationships is not one of them.  

Message 4 of 108
longtimelurker
Epic Contributor

Re: Constant gripes with individual lenders


@Remedios wrote:

This kinda gets on my nerves, so I'm just going to throw it out here...

 

Why is it that some cannot get over denial and percieved "grief" they were given by the lender to the point of airing their displeasure in every thread..

 

I just looked in approvals, and in one particular thread, there were multiple consecutive posts were others were complaining about their experiences,  without even bothering with "congrats" or whatever. 

 

I understand being salty when denied, but I dont understand the constant need to relive it, and doodoo on parades of those who do not share the experience 


Well, usually I would agree, but once the envelope that Chase sent me with the renewal Freedom had a corner bent.   Needless to say I swore off Chase forever.  And that is proportionate as I'm sure you will all agree.   Unless you are Chase dupes!

 

(Actually, the thing I never got is why people like/want "Congrats" from people that they don't really know when they manage to get a card or a CLI.  But then I never did get community spirit)

Message 5 of 108
Remedios
Credit Mentor

Re: Constant gripes with individual lenders


@longtimelurker wrote:

@Remedios wrote:

This kinda gets on my nerves, so I'm just going to throw it out here...

 

Why is it that some cannot get over denial and percieved "grief" they were given by the lender to the point of airing their displeasure in every thread..

 

I just looked in approvals, and in one particular thread, there were multiple consecutive posts were others were complaining about their experiences,  without even bothering with "congrats" or whatever. 

 

I understand being salty when denied, but I dont understand the constant need to relive it, and doodoo on parades of those who do not share the experience 


Well, usually I would agree, but once the envelope that Chase sent me with the renewal Freedom had a corner bent.   Needless to say I swore off Chase forever.  And that is proportionate as I'm sure you will all agree.   Unless you are Chase dupes!

 

(Actually, the thing I never got is why people like/want "Congrats" from people that they don't really know when they manage to get a card or a CLI.  But then I never did get community spirit)


 

@longtimelurker  I like having you around because you make me look like a ray of smiley sunshine, surrounded by flowers and butterflies. 

Message 6 of 108
dragontears
Senior Contributor

Re: Constant gripes with individual lenders

I generally stay out of the approvals section so have not observed directly what you are referring to but it happens in all of the sub forums. 

 

 

Post edited, because thread will remain drama free. Concerns about CLs, moderators, members, and any post  can be conveyed via three dots in the right upper corner,  Report Inappropriate Content. 

Message 7 of 108
Remedios
Credit Mentor

Re: Constant gripes with individual lenders

On a serious note, it's not about "congrats" 

 

What I'm talking about would be the equivalent of me jumping in every time NFCU is mentioned only to say how much they suck because I cannot become a member simply because I'm not eligible. Must be lender's fault I do not meet the criteria. 

 

Or jump every time BoA is mentioned because they denied me 15 years ago. That must mean they suck, and everyone should be warned that they suck.  It must be their fault I had 30 day lates at that time. It cannot be me! 

 

Right? 

Message 8 of 108
iced
Valued Contributor

Re: Constant gripes with individual lenders


@longtimelurker wrote:


 

(Actually, the thing I never got is why people like/want "Congrats" from people that they don't really know when they manage to get a card or a CLI.  But then I never did get community spirit)


So much this. It's like people crave affirmation from digital strangers, and, like you, I find the concept foreign and occasionally irritating.

Message 9 of 108
simplynoir
Community Leader
Mega Contributor

Re: Constant gripes with individual lenders


@iced wrote:

@longtimelurker wrote:


 

(Actually, the thing I never got is why people like/want "Congrats" from people that they don't really know when they manage to get a card or a CLI.  But then I never did get community spirit)


So much this. It's like people crave affirmation from digital strangers, and, like you, I find the concept foreign and occasionally irritating.


There are a lot more things I find "occasionally irritating" than something harmless like that

Message 10 of 108
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