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Anyone have any experiences with Consumers Credit Union credit products? They currently are paying 4% APY on checking accounts.
Who do they pull etc?
I can't answer for their credit products, but I did open a checking account a few months ago to take advantage of the 4% APY. They did not pull hard for the share/checking account opening.
Soft pull for ID verification and hard pull for credit. I think they pulled Equifax over the phone for CC. If you open the accounts over the phone they'll use the same pull for all products.