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Contactless cards

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Anonymous
Not applicable

Re: Contactless cards

It's related to how Citi provisioned their cards. I don't remember having to do that for my Chase cards. To be honest, I'm not sure what that requirement adds since there's no PIN required for domestic chip transactions on either.
Message 41 of 83
Anonymous
Not applicable

Re: Contactless cards

@NRB525 assuming I am on the same page, my Chase Card's first use was a Tap & Pay with no problems!
Message 42 of 83
FinStar
Moderator Emeritus

Re: Contactless cards


@Anonymous wrote:

I'm not sure if this is worth a brand new thread but I just got a replacement Citi AAdvantage card with contactless. Might be worth requesting replacements if you have any other cards from them. 

 

Note that you have to insert the card at least once before contactless will actually work. ("At least" because there's a possibility that it has to be somewhere that doesn't do Quick Chip. I'm not sure if that's the case, however.) This is something Citi doesn't mention and definitely should mention somewhere in the future, lest people give up on contactless after having it not work a few times.


I don't think a new thread is needed since the premise of the topic addresses contactless cards in general.  BB&T and a few others have sent me contactless replacements here recently, besides Citi. 

Message 43 of 83
Anonymous
Not applicable

Re: Contactless cards


@FinStar wrote:

@Anonymous wrote:

I'm not sure if this is worth a brand new thread but I just got a replacement Citi AAdvantage card with contactless. Might be worth requesting replacements if you have any other cards from them. 

 

Note that you have to insert the card at least once before contactless will actually work. ("At least" because there's a possibility that it has to be somewhere that doesn't do Quick Chip. I'm not sure if that's the case, however.) This is something Citi doesn't mention and definitely should mention somewhere in the future, lest people give up on contactless after having it not work a few times.


I don't think a new thread is needed since the premise of the topic addresses contactless cards in general.  BB&T and a few others have sent me contactless replacements here recently, besides Citi. 


Nice, I didn't realize BB&T was getting them too. I'd be interested in Visa's updated contactless usage numbers at some point to see if the supposed "100 million" cards by the end of the year are making any sort of dent (IIRC, it was less than 1% of all card transactions last I checked, mainly due to mobile wallets like Apple Pay).

Message 44 of 83
coldfusion
Credit Mentor

Re: Contactless cards

BoA has been issuing them over the last several weeks to select cardholders in a few test markets including Boston as a kind of pilot program to assess the potential value of widesread adoption.  They sent me a contactless-enabled replacement Cash Rewards card the 1st week of July.  

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 45 of 83
Anonymous
Not applicable

Re: Contactless cards


@coldfusion wrote:

BoA has been issuing them over the last several weeks to select cardholders in a few test markets including Boston as a kind of pilot program to assess the potential value of widesread adoption.  They sent me a contactless-enabled replacement Cash Rewards card the 1st week of July.  


Yep. Hopefully a nationwide rollout actually materializes with them. If it doesn't, that could mean bad news for all the other issuers that are currently issuing contactless cards now.

Message 46 of 83
Anonymous
Not applicable

Re: Contactless cards

If only Discover could hop on the train...
Message 47 of 83
ChargedUp
Senior Contributor

Re: Contactless cards

Of all my contactless cards, my Savor seems to work the best/easiest while my CFU seems to be the most difficult to get the contactless signal into the receiver. Both my Amex cards are contactless and seem to work decently as well. Walmart gives me the most problems when attempting contactless payments whether with card (especially Amex Gold for some reason) or Samsung Pay. I've gotten errant declines multiple times and I just use the chip when I'm there to avoid the headache. 7-Eleven terminals seem to work the best and strangely they have the same Ingenico terminals.

 

I'd say close to 90% of the merchants that have a customer interface terminal over here accept contactless, but I am in Silicon Valley... Even most of the little hole-in-the-wall shops seem to accept it.

Message 48 of 83
Anonymous
Not applicable

Re: Contactless cards


@Anonymous wrote:
If only Discover could hop on the train...

Discover tried them the first time around, so I'm not surprised they're being way more cautious this time. I almost wouldn't be surprised if they wait until most other banks start offering them and there's proof of significant customer demand.

Message 49 of 83
Anonymous
Not applicable

Re: Contactless cards


@ChargedUp wrote:

Of all my contactless cards, my Savor seems to work the best/easiest while my CFU seems to be the most difficult to get the contactless signal into the receiver. Both my Amex cards are contactless and seem to work decently as well. Walmart gives me the most problems when attempting contactless payments whether with card (especially Amex Gold for some reason) or Samsung Pay. I've gotten errant declines multiple times and I just use the chip when I'm there to avoid the headache. 7-Eleven terminals seem to work the best and strangely they have the same Ingenico terminals.

 

I'd say close to 90% of the merchants that have a customer interface terminal over here accept contactless, but I am in Silicon Valley... Even most of the little hole-in-the-wall shops seem to accept it.


Wait, Walmart accepts contactless now?

Message 50 of 83
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