Converting a Chase Visa into a Visa Signature

[Denny33142]

Hello Guys,

I applied last week and was Approved for a Disney Premier Visa Card from Chase with a $2500 limit, I live 3 hours from Disney World and go to the parks every year in addition to the Disney Cruises, Because of this i have decided to use this card as my main charge card. I have 2 other Chase cards and decided to transfer most of the credit line into the Disney Card ($4000 from the Freedom and $1000 from the Slate).

As it stands the Disney Card now has a credit limit of $7500, Will this move convert the card into a Visa Signature or will it stay as a standard Visa because my initial CL was $2500?

I know i can simply call Chase and ask them but i was wondering if anyone has ever done this and what the outcome was? 

[kdm31091]

They consider a visa signature upgrade to be a product change and they make you wait 12 months after account opening. After that time it shouldn't be an issue but you'll have to wait.

[BundiFan]

just getting the CL above 5k won't upgrade it automatically.  You have to make the request but don't forget you add on a $49 AF when it moves to the Signature card

[newhis]

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@BundiFan wrote:

just getting the CL above 5k won't upgrade it automatically.  You have to make the request but don't forget you add on a $49 AF when it moves to the Signature card

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I think the Disney Premier, even if it is not a Visa Signature, will have an AF.

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@kdm31091 wrote:
They consider a visa signature upgrade to be a product change and they make you wait 12 months after account opening. After that time it shouldn't be an issue but you'll have to wait.

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Is this because is a Disney card, or this is with all their cards? I didn't know that Visa to Visa Signature is a product change.

[kdm31091]

With most issuers, going to Visa Signature isn't a product change. It's just how it works with all Chase products

[Denny33142]

Thank You for the feedback, That's a bummer that Chase considers it a product change since the card itself is the same.

@BundiFan I am already paying the annual fee because i have the Disney Premier card.

[Anonymous]

In-branch banker at Chase told me it's automatic "within a couple months" after a CLI to bring you over $5k.

[Anonymous]

Yeah kdm I'm surprised to hear that, quite a few dp's of people being automatically "upgraded" if an account limit increases to 5k or higher, without the customer doing anything.

[newhis]

The good thing about Chase is that you can send a SM asking for it and will reply if they can do it or you have to wait a year.

I think my DW changed her Freedom from regular Visa to Visa Signature before 12 months but I'm not 100% sure.

[Scupra]

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@newhis wrote:

The good thing about Chase is that you can send a SM asking for it and will reply if they can do it or you have to wait a year.

I think my DW changed her Freedom from regular Visa to Visa Signature before 12 months but I'm not 100% sure.

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Exactly what I did on my 13th month