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Converting amex card?!?!?

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Anonymous
Not applicable

Re: Converting amex card?!?!?


@yudeology101 wrote:

@Uppingmyscore wrote:

@Anonymous wrote:

@yudeology101 wrote:

@Anonymous wrote:

I currently have a delta gold amex with a 60k limit rarely use it maybe once a month. I was wondering if i am able to convert to a different product?? Thanks for your help everyone!!!


Yes, it is possible (Revolver to Revolver).  Try chatting with them online and they can list the available products for you.  I was able to find out for my Delta Gold, but didn't go through w/ it.  What do you have in mind?


I was either thinking or blue or costco proably the blue cash though


I am by no mean an expert, but I think you can't PC to the blue or costco from the Delta gold amex.  Plus your Gold is paid off in full each month. 


Delta Gold is a revolver, not a charge so you can have a balance.   AFAIK, You can't PC  Charge to Revolver, must be charge to charge or revolver to revolver (but it could also depends on the product as well).


everyone im currently on chat. I want to see if i can PC to the reserve card will let you guys know

Message 11 of 29
Uppingmyscore
Established Contributor

Re: Converting amex card?!?!?

Cool....Keep us posted and GL!!!

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Delta SkyMiles $10,000, Discover $14,000, Chase Freedom $23,500, Capital One $8,000, SAMS $10,000, and LOWES $10,000
Message 12 of 29
Anonymous
Not applicable

Re: Converting amex card?!?!?

Smiley Very Happy


@yudeology101 wrote:

@Anonymous wrote:

If you had it for at least 12 mos, you could PC it. I called AMEX about PC'ing my Delta as well but was told that I have to wait a year to PC to a different card with higher a AF.


I had my Delta Gold since last November, and recently had a great conversation w/ AMEX online and they've offered me the list of available cards that I could PC my Delta Gold to...here's the thread:

 

http://ficoforums.myfico.com/t5/Credit-Cards/LIVE-on-Friday-Night-w-AMEX-CSR/m-p/2913172#M826990

 

 


I remember that post because you're the reason why I called about PC'ing/upgrading my card.Smiley Very Happy

Message 13 of 29
yudeology101
Senior Contributor

Re: Converting amex card?!?!?


@Anonymous wrote:

Smiley Very Happy


@yudeology101 wrote:

@Anonymous wrote:

If you had it for at least 12 mos, you could PC it. I called AMEX about PC'ing my Delta as well but was told that I have to wait a year to PC to a different card with higher a AF.


I had my Delta Gold since last November, and recently had a great conversation w/ AMEX online and they've offered me the list of available cards that I could PC my Delta Gold to...here's the thread:

 

http://ficoforums.myfico.com/t5/Credit-Cards/LIVE-on-Friday-Night-w-AMEX-CSR/m-p/2913172#M826990

 

 


I remember that post because you're the reason why I called about PC'ing/upgrading my card.Smiley Very Happy


They said no?  Try the chat feature and see if you get anything different!  I was under the impression that i had to wait 12months before i can PC, but was surprised with the list given when i had that chat w/ the CSR...maybe you can PC to a different product if your account is under 12months but no signup bonuses? I should've asked when i was talking to the CSR

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 14 of 29
Anonymous
Not applicable

Re: Converting amex card?!?!?


@yudeology101 wrote:

@Anonymous wrote:

Smiley Very Happy


@yudeology101 wrote:

@Anonymous wrote:

If you had it for at least 12 mos, you could PC it. I called AMEX about PC'ing my Delta as well but was told that I have to wait a year to PC to a different card with higher a AF.


I had my Delta Gold since last November, and recently had a great conversation w/ AMEX online and they've offered me the list of available cards that I could PC my Delta Gold to...here's the thread:

 

http://ficoforums.myfico.com/t5/Credit-Cards/LIVE-on-Friday-Night-w-AMEX-CSR/m-p/2913172#M826990

 

 


I remember that post because you're the reason why I called about PC'ing/upgrading my card.Smiley Very Happy


They said no?  Try the chat feature and see if you get anything different!  I was under the impression that i had to wait 12months before i can PC, but was surprised with the list given when i had that chat w/ the CSR...maybe you can PC to a different product if your account is under 12months but no signup bonuses? I should've asked when i was talking to the CSR


They said I could PC to a card with a lower AF than the Delta Gold. Anything with a higher AF I would have to wait 12 mos.

Message 15 of 29
Anonymous
Not applicable

Re: Converting amex card?!?!?

APPROVVEEDDDD!!!! I simply gave my info and said if there is an option to upgrade to the delta reserve sent it to me LOL. her response was "you will be receving your new card in 7-10 business days is there anything else i can help with" So excited this card will be great for the trip to italy...

Message 16 of 29
yudeology101
Senior Contributor

Re: Converting amex card?!?!?


@Anonymous wrote:

APPROVVEEDDDD!!!! I simply gave my info and said if there is an option to upgrade to the delta reserve sent it to me LOL. her response was "you will be receving your new card in 7-10 business days is there anything else i can help with" So excited this card will be great for the trip to italy...


Congrats Maria!  Call them back and ask if the card can be expedited!  I'm sure it might be already as it is Delta's premium card, but just to be sure.  Also, were you given a PC signup bonus?

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 17 of 29
Anonymous
Not applicable

Re: Converting amex card?!?!?


@yudeology101 wrote:

@Anonymous wrote:

APPROVVEEDDDD!!!! I simply gave my info and said if there is an option to upgrade to the delta reserve sent it to me LOL. her response was "you will be receving your new card in 7-10 business days is there anything else i can help with" So excited this card will be great for the trip to italy...


Congrats Maria!  Call them back and ask if the card can be expedited!  I'm sure it might be already as it is Delta's premium card, but just to be sure.  Also, were you given a PC signup bonus?


no i asked for the bonus and they said i dont qualify do no already having cards with amex

Message 18 of 29
Uppingmyscore
Established Contributor

Re: Converting amex card?!?!?

Maria....congrats on the PC.  Have fun in Italy....So jealous. 

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Delta SkyMiles $10,000, Discover $14,000, Chase Freedom $23,500, Capital One $8,000, SAMS $10,000, and LOWES $10,000
Message 19 of 29
Anonymous
Not applicable

Re: Converting amex card?!?!?


@Uppingmyscore wrote:

Maria....congrats on the PC.  Have fun in Italy....So jealous. 


Thank you!!! can wait to see the perks.. I havent been to italy since 2003 so im excited to adventure and see my grandparents 

Message 20 of 29
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