Converting both a Starwood and a Delta into one card, let's say Blue?

[Anonymous]

I got approved for both the amex delta and starwood and just received both the same day in the mail. Do I have a good chance at being able to have both rolled into one card like the blue? Thanks for your help.

[Red1Blue]

Why would you want to do that? Any reason?

[Anonymous]

Well because I also got approved for a Green, lol and I thought it may look better in general to have one card I pay in full every month and one that I can revolve with and considering the blue also has a better apr as well.

[Red1Blue]

I see your reason. From fico standpoint of view. You already have the cards. I am not sure by combining the cards if you would have less number cards on the CR. My suggestion is keep the cards and let them age. 6 months - 12 months from now, it will give you a boost on your fico scores.

[Anonymous]

Wow, someone get a little trigger happy at the amex site!  Anyway, I know you can do the now famous "product change", but i am not sure about combining cards.

[Anonymous]

Yes haha I did get a little trigger happy at the site, but my reasoning is that I would like to keep fixed expenses through the green so I have to pif every month to establish better credit history but also like a said a nice revolving card is great as well especially around x-mas time, anniversaries, etc.

[Anonymous]

Sounds like a good plan to me.  I plan on having one of there charge cards at some point for monthly expenses.  I just switched my delta gold to the blue card this weekend, easy switch.  You might want to keep the cards seperate and PIF one of them every so often just to make them happy.  Just my 2 cents, but I am no expert by any means.