Corp Amex Card PLEASE HELP

[Anonymous]

I am wondering what the Fico score is needed for a Corp Amex Card.  My company is requesting I get one for travel, but with my scores I am soooo scared to do the corporate application  My scores are

EX 604, TU 608, EQ 655.

Thanks in advance!

[Red1Blue]

What company do you work for? If it is large company they might have a different processing system ( as long as you do not have previous delinquency with Amex or file BK ). Other than that with your scores, you should not have problem getting the card approved.

[Anonymous]

I work for a large company and have no previous BK or AMEX negs.......

[Anonymous]

I didn't know an individual can apply for a coprorate card. I have an AMEX corporate card and even though the bills are sent to me and the account shows on all 3 CRA reports,  the card belongs to my employer.  I did not apply for it - my credit was not checked. My employer just handed it to me one day.

[Anonymous]

Corporate Amex cards can be setup with different options. When I had one last, the company assumed full liability - Amex took my SSN but did not pull my CR or report to CRAs. This type of a setup is not what most companies use, however. Check with the company if you can how they have it setup with Amex.

[Anonymous]

I fill out the application, but my company submits it.  From what I am told is it does not report to the credit bureau's.  It states on the application that if I am denied they will let my employer know.

[Anonymous]

          My company used the same process.  Do not know if the CRAs were checked or not.  The card

          had my name on it (not co-listed with the company), however from my understanding, my

          assumed any responsibility for any bad debt/non-pmt that would have occurred. That probably

          explains why AMEX is not able to find my history with them from 1998 (even with the acct

          number) because it was "processed" using my companies credit and not mine.

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gary4872 wrote:

Corporate Amex cards can be setup with different options. When I had one last, the company assumed full liability - Amex took my SSN but did not pull my CR or report to CRAs. This type of a setup is not what most companies use, however. Check with the company if you can how they have it setup with Amex.

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