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Costco Amex Account Manager vs Authorized User

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pizzadude
Credit Mentor

Re: Costco Amex Account Manager vs Authorized User


@takeshi74 wrote:

@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work.


Always read the T&C's:

https://www304.americanexpress.com/personal-card-application/terms/costco-trueearnings-credit-card/2...

Costco Additional Card Members 
Additional Card Members must have current Costco Memberships in their names. Must be 18 years or older and must never have had a defaulted account with American Express.

+1.  AMEX has Additional Cardmembers, not authorized users.   ACs can be held liable for their own charges, as opposed to AUs who aren't.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 11 of 18
peaceonearth
Established Contributor

Re: Costco Amex Account Manager vs Authorized User


@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work. I did however add them as account manager...

 

What is the difference? Will they get a card? Will my history report on their credit report?


You can with the Costco store credit card. Just call capital one CS for that purpose.

 

Message 12 of 18
Creditaddict
Legendary Contributor

Re: Costco Amex Account Manager vs Authorized User

They don't even advertise this and not sure very many have it so can't add an auth to it Smiley Tongue
Message 13 of 18
09Lexie
Moderator Emerita

Re: Costco Amex Account Manager vs Authorized User


@peaceonearth wrote:

@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work. I did however add them as account manager...

 

What is the difference? Will they get a card? Will my history report on their credit report?


You can with the Costco store credit card. Just call capital one CS for that purpose.

 


I wasn't aware that they had a store card. 

Message 14 of 18
peaceonearth
Established Contributor

Re: Costco Amex Account Manager vs Authorized User


@09Lexie wrote:

@peaceonearth wrote:

@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work. I did however add them as account manager...

 

What is the difference? Will they get a card? Will my history report on their credit report?


You can with the Costco store credit card. Just call capital one CS for that purpose.

 


I wasn't aware that they had a store card. 


It used to be HSBC and now Capital One.

Costco does not promote the store credit card inlieu, they encourage and push members to apply for the AMEX true E.

Message 15 of 18
14Fiesta
Established Contributor

Re: Costco Amex Account Manager vs Authorized User


@peaceonearth wrote:

@09Lexie wrote:

@peaceonearth wrote:

@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work. I did however add them as account manager...

 

What is the difference? Will they get a card? Will my history report on their credit report?


You can with the Costco store credit card. Just call capital one CS for that purpose.

 


I wasn't aware that they had a store card. 


It used to be HSBC and now Capital One.

Costco does not promote the store credit card inlieu, they encourage and push members to apply for the AMEX true E.


Is there somewhere you could link me too that would give me more info/ app page for the store card? I remember seeing a sign somewhere in Costco that was mentioning payment methods, and they separated AMEX TE and something called the Costco Credit Card, but I thought maybe they were one in the same.






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 16 of 18
Creditaddict
Legendary Contributor

Re: Costco Amex Account Manager vs Authorized User


@14Fiesta wrote:

@peaceonearth wrote:

@09Lexie wrote:

@peaceonearth wrote:

@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work. I did however add them as account manager...

 

What is the difference? Will they get a card? Will my history report on their credit report?


You can with the Costco store credit card. Just call capital one CS for that purpose.

 


I wasn't aware that they had a store card. 


It used to be HSBC and now Capital One.

Costco does not promote the store credit card inlieu, they encourage and push members to apply for the AMEX true E.


Is there somewhere you could link me too that would give me more info/ app page for the store card? I remember seeing a sign somewhere in Costco that was mentioning payment methods, and they separated AMEX TE and something called the Costco Credit Card, but I thought maybe they were one in the same.


you use to have to get a paper application and fax it... the local costco didn't even know how to get it when I did it many many years ago.

the down side to the card is it has no rewards.

Message 17 of 18
peaceonearth
Established Contributor

Re: Costco Amex Account Manager vs Authorized User


@14Fiesta wrote:

@peaceonearth wrote:

@09Lexie wrote:

@peaceonearth wrote:

@KillerCut wrote:

Been trying to add a parent as an authorized user for my amex costco card, but they are not costco members, so that did not work. I did however add them as account manager...

 

What is the difference? Will they get a card? Will my history report on their credit report?


You can with the Costco store credit card. Just call capital one CS for that purpose.

 


I wasn't aware that they had a store card. 


It used to be HSBC and now Capital One.

Costco does not promote the store credit card inlieu, they encourage and push members to apply for the AMEX true E.


Is there somewhere you could link me too that would give me more info/ app page for the store card? I remember seeing a sign somewhere in Costco that was mentioning payment methods, and they separated AMEX TE and something called the Costco Credit Card, but I thought maybe they were one in the same.


Capital one Costco Credit Services phone# 1 800 220-8594

 

You can apply via phone for Business account using the the above phone# or go to Costco and tell them you want to apply for Capital One Costco credit Card if they say, NO call the 800# from the store and let Capital one CS talk to them.

Yes, 99.9% of Costco employees don't know about this card.

 

Someone told me that Menards credit card can bu used at Costco: https://www.esnapw.com/rses/ESnapServlet?MerchantNumberSent=03598

 

 

Best of luck.

Message 18 of 18
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