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Costco Amex membership requirement

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cschick_old
Established Member

Re: Costco Amex membership requirement

"You must be a current Costco member to take advantage of this offer. If you are not a Costco member or your membership has expired, you can apply for or renew membership at any Costco Warehouse or online at costco.com." From the AMEX Terms and Conditions

So unless your mother or aunt want to get the card and put you as an AU you are out of luck w/o getting a costco membership. I don't have a costco amex, so I don't know how stickler they are about membership, but the AMEX terms and conditions are pretty clear that you must be a costco member to get the card. They even state that they can base your credit limit partially off of your annual costco spending.

FICO: Ex 782(AMEX)
Cards: Amex BCE(2500), Discover(2500), Target (500)
App'd Amex & Target Jul 2012, Gardening til 2013 or beyond
Goals: Visa or MC Rewards Card after first home (2014-2015)
Message 11 of 20
Creditaddict
Legendary Contributor

Re: Costco Amex membership requirement

This is getting crazy! LOL

Poster with aunt and membership, she can go online I believe or while in store and have you authorized to go to your local Costco and pull up the authorization for you to be added and take your picture and get a membership.

Now you have a valid membership, Apply for the Costco Amex!

 

I have never heard of someone going in to do this and getting told no! The whole point is that they want an active membership that they are actually getting paid for.  I know if you DO NOT have a Membership even as AU you will not get a card (My partner tried to add me to his Amex, not to his Costco)

 

I say the less questions you ask to Costco, to Amex, the more chance you have of getting wrong information or told you can't... Why would Costco or Amex care where you live compared to primary on membership... You get to add someone for free and then other add ons pay so they are still getting the money for membership and Amex gets to add another spender to the ranks... it's win win for all!

Message 12 of 20
Anonymous
Not applicable

Re: Costco Amex membership requirement


@Creditaddict wrote:

This is getting crazy! LOL

Poster with aunt and membership, she can go online I believe or while in store and have you authorized to go to your local Costco and pull up the authorization for you to be added and take your picture and get a membership.

Now you have a valid membership, Apply for the Costco Amex!

 

I have never heard of someone going in to do this and getting told no! The whole point is that they want an active membership that they are actually getting paid for.  I know if you DO NOT have a Membership even as AU you will not get a card (My partner tried to add me to his Amex, not to his Costco)

 

I say the less questions you ask to Costco, to Amex, the more chance you have of getting wrong information or told you can't... Why would Costco or Amex care where you live compared to primary on membership... You get to add someone for free and then other add ons pay so they are still getting the money for membership and Amex gets to add another spender to the ranks... it's win win for all!


Good point. I like the way you put it.

 

When I get some time I'll drag my aunt down to Costco, get added as a member, and then when I apply for my BCP next January, I might as well apply for a TE as well.


Thanks for the advice guys.

Message 13 of 20
Creditaddict
Legendary Contributor

Re: Costco Amex membership requirement


@Anonymous wrote:

@Creditaddict wrote:

This is getting crazy! LOL

Poster with aunt and membership, she can go online I believe or while in store and have you authorized to go to your local Costco and pull up the authorization for you to be added and take your picture and get a membership.

Now you have a valid membership, Apply for the Costco Amex!

 

I have never heard of someone going in to do this and getting told no! The whole point is that they want an active membership that they are actually getting paid for.  I know if you DO NOT have a Membership even as AU you will not get a card (My partner tried to add me to his Amex, not to his Costco)

 

I say the less questions you ask to Costco, to Amex, the more chance you have of getting wrong information or told you can't... Why would Costco or Amex care where you live compared to primary on membership... You get to add someone for free and then other add ons pay so they are still getting the money for membership and Amex gets to add another spender to the ranks... it's win win for all!


Good point. I like the way you put it.

 

When I get some time I'll drag my aunt down to Costco, get added as a member, and then when I apply for my BCP next January, I might as well apply for a TE as well.


Thanks for the advice guys.


Apply IN STORE when it comes to Costco... it's instant, if you do it online at home it can take 2+ Weeks because they first send to Costco to verify active membership then back to Amex to approve and set CL.

Message 14 of 20
Anonymous
Not applicable

Re: Costco Amex membership requirement


@Creditaddict wrote:

@Anonymous wrote:

@Creditaddict wrote:

This is getting crazy! LOL

Poster with aunt and membership, she can go online I believe or while in store and have you authorized to go to your local Costco and pull up the authorization for you to be added and take your picture and get a membership.

Now you have a valid membership, Apply for the Costco Amex!

 

I have never heard of someone going in to do this and getting told no! The whole point is that they want an active membership that they are actually getting paid for.  I know if you DO NOT have a Membership even as AU you will not get a card (My partner tried to add me to his Amex, not to his Costco)

 

I say the less questions you ask to Costco, to Amex, the more chance you have of getting wrong information or told you can't... Why would Costco or Amex care where you live compared to primary on membership... You get to add someone for free and then other add ons pay so they are still getting the money for membership and Amex gets to add another spender to the ranks... it's win win for all!


Good point. I like the way you put it.

 

When I get some time I'll drag my aunt down to Costco, get added as a member, and then when I apply for my BCP next January, I might as well apply for a TE as well.


Thanks for the advice guys.


Apply IN STORE when it comes to Costco... it's instant, if you do it online at home it can take 2+ Weeks because they first send to Costco to verify active membership then back to Amex to approve and set CL.


Great advice, didn't know that. I think applying in store would eliminate any issue of me being ineligible because I'm not the primary Costco member too, or at least I hope. But if I apply in store I won't get the benefit of only getting a SP if denied, since I'm already an Amex cardholder, right?

 

Message 15 of 20
CruzImperial
Established Contributor

Re: Costco Amex membership requirement

I will go to my local costco that is around the corner with my mom to renew the membership and add me as AU.

Thanks for the beautifull advice guys Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 16 of 20
creditnocash
Valued Contributor

Re: Costco Amex membership requirement

how much more is the membership if you add an au?  im not planning on getting an amex anytime soon but im surprised i didnt think of this.

 

i always have to ask my grandmother to go so i can buy stuff....



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 17 of 20
CruzImperial
Established Contributor

Re: Costco Amex membership requirement


@OlegWasHere wrote:

how much more is the membership if you add an au?  im not planning on getting an amex anytime soon but im surprised i didnt think of this.

 

i always have to ask my grandmother to go so i can buy stuff....


http://shop.costco.com/membership/join-costco

 

It´s the business membership

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 18 of 20
creditnocash
Valued Contributor

Re: Costco Amex membership requirement

I see. Well Comcast thinks i own my own business. But I looked at the fine print and it says it gives you one additional card for Gold star at no additional cost.


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 19 of 20
Creditaddict
Legendary Contributor

Re: Costco Amex membership requirement


@Anonymous wrote:

@Creditaddict wrote:

@Anonymous wrote:

@Creditaddict wrote:

This is getting crazy! LOL

Poster with aunt and membership, she can go online I believe or while in store and have you authorized to go to your local Costco and pull up the authorization for you to be added and take your picture and get a membership.

Now you have a valid membership, Apply for the Costco Amex!

 

I have never heard of someone going in to do this and getting told no! The whole point is that they want an active membership that they are actually getting paid for.  I know if you DO NOT have a Membership even as AU you will not get a card (My partner tried to add me to his Amex, not to his Costco)

 

I say the less questions you ask to Costco, to Amex, the more chance you have of getting wrong information or told you can't... Why would Costco or Amex care where you live compared to primary on membership... You get to add someone for free and then other add ons pay so they are still getting the money for membership and Amex gets to add another spender to the ranks... it's win win for all!


Good point. I like the way you put it.

 

When I get some time I'll drag my aunt down to Costco, get added as a member, and then when I apply for my BCP next January, I might as well apply for a TE as well.


Thanks for the advice guys.


Apply IN STORE when it comes to Costco... it's instant, if you do it online at home it can take 2+ Weeks because they first send to Costco to verify active membership then back to Amex to approve and set CL.


Great advice, didn't know that. I think applying in store would eliminate any issue of me being ineligible because I'm not the primary Costco member too, or at least I hope. But if I apply in store I won't get the benefit of only getting a SP if denied, since I'm already an Amex cardholder, right?

 


Shouldn't be any different on the INQ being SP if denied I don't believe.

Message 20 of 20
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