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Costco CLI Approved

tag
Creditaddict
Legendary Contributor

Costco CLI Approved

Partner decided not to open a new account right now so just requested CLI.

Went from $7500 to $15,200. He asked for $20k.

 

He got the card back in October I think but at 61 days a collection popped up on EX (it was not correct but of course when you need it to be it wasn't a fast process!)

 

Now that's gone so... Smiley Happy

Message 1 of 23
22 REPLIES 22
LS2982
Mega Contributor

Re: Costco CLI Approved


@Creditaddict wrote:

Partner decided not to open a new account right now so just requested CLI.

Went from $7500 to $15,200. He asked for $20k.

 

He got the card back in October I think but at 61 days a collection popped up on EX (it was not correct but of course when you need it to be it wasn't a fast process!)

 

Now that's gone so... Smiley Happy


CONGRATS!!!

 

Very nice CLI!!!




EQ FICO 548 3/3/16
Message 2 of 23
aussiesareforever
Established Contributor

Re: Costco CLI Approved

Congrats!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 3 of 23
Anonymous
Not applicable

Re: Costco CLI Approved

Very nice,  Did your parner do it online or over the phone? I have the same limit on that card and I got the card over a year almost two years ago!  I think I'm going for the Platinum in Auguest when I get back to the States. 

Message 4 of 23
Creditaddict
Legendary Contributor

Re: Costco CLI Approved


@Anonymous wrote:

Very nice,  Did your parner do it online or over the phone? I have the same limit on that card and I got the card over a year almost two years ago!  I think I'm going for the Platinum in Auguest when I get back to the States. 


Online.

Why wouldn't you request? it's always a soft and I would not stop requesting until I got to $25k!

and why wait to get platinum? now would be better from the stand point of back dating.

Message 5 of 23
Meltdownblitz
Frequent Contributor

Re: Costco CLI Approved


@Creditaddict wrote:

@Anonymous wrote:

Very nice,  Did your parner do it online or over the phone? I have the same limit on that card and I got the card over a year almost two years ago!  I think I'm going for the Platinum in Auguest when I get back to the States. 


Online.

Why wouldn't you request? it's always a soft and I would not stop requesting until I got to $25k!

and why wait to get platinum? now would be better from the stand point of back dating.


Sorry I hope this isn't off topic, but with AMEX cards, if I request a CLI online is that always a soft? Or would it be better to call to avoid a hard inq?



Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 6 of 23
Creditaddict
Legendary Contributor

Re: Costco CLI Approved


@Meltdownblitz wrote:

@Creditaddict wrote:

@Anonymous wrote:

Very nice,  Did your parner do it online or over the phone? I have the same limit on that card and I got the card over a year almost two years ago!  I think I'm going for the Platinum in Auguest when I get back to the States. 


Online.

Why wouldn't you request? it's always a soft and I would not stop requesting until I got to $25k!

and why wait to get platinum? now would be better from the stand point of back dating.


Sorry I hope this isn't off topic, but with AMEX cards, if I request a CLI online is that always a soft? Or would it be better to call to avoid a hard inq?


American Express ONLY HP to open a new account, From then on it's SP

Message 7 of 23
Meltdownblitz
Frequent Contributor

Re: Costco CLI Approved

Oh awesome, that I never knew. Also can't you request a CLI every 60 days with Amex?


Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 8 of 23
Creditaddict
Legendary Contributor

Re: Costco CLI Approved


@Meltdownblitz wrote:
Oh awesome, that I never knew. Also can't you request a CLI every 60 days with Amex?

first request on new account is 61 days, then 6 months each time above that.

Message 9 of 23
Anonymous
Not applicable

Re: Costco CLI Approved

Well shoot I didn't realize that whole soft pull thing?  So I guess I don't have an excuse now? 

 

Would you apply for the CLI and the new Platinum Card?  Not sure if that would complicate things or maybe the card then the CLI?  hum!!!

Message 10 of 23
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