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Costco Citi card reports same Opening date as my original Amex

Valued Contributor

Costco Citi card reports same Opening date as my original Amex

My Amex Costco was closed last month but hadnt started reporting as a Citi card to the bureaus yet after the transfer until today. It shows my original opening date that my old Amex did. Super happy about that, I'm sure Im late to the show but thought I'd share anyway. Almost as if it's not a new tradeline.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 1 of 10
9 REPLIES
Moderator

Re: Costco Citi card reports same Opening date as my original Amex


One7 wrote:

My Amex Costco was closed last month but hadnt started reporting as a Citi card to the bureaus yet after the transfer until today. It shows my original opening date that my old Amex did. Super happy about that, I'm sure Im late to the show but thought I'd share anyway. Almost as if it's not a new tradeline.


Was your Costco Amex backdated or did it report with the actual opening date?



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/13/18)
Uber VS $37000 | AMEX BCE $34000 | BofA BBR #1 $31400 | BoA BBR #2 $31100 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | Cap 1 QS WMC $17250 | JCP $15000 | Citi DC $12600 | Cash+ VS $12000 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | WCU Visa $10000 | Blispay $7500 | Amazon VS $7300 | Target MC $7000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 2 of 10
Valued Contributor

Re: Costco Citi card reports same Opening date as my original Amex

It reported with my actual opening date. Which was my first Amex, so not sure if it would be backdated. Great for me though because its not a new TL

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 3 of 10
Moderator

Re: Costco Citi card reports same Opening date as my original Amex


One7 wrote:

It reported with my actual opening date. Which was my first Amex, so not sure if it would be backdated. Great for me though because its not a new TL


Your first AMEX sets your MSD.   I got my first AMEX in 1998, so that's my MSD.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/13/18)
Uber VS $37000 | AMEX BCE $34000 | BofA BBR #1 $31400 | BoA BBR #2 $31100 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | Cap 1 QS WMC $17250 | JCP $15000 | Citi DC $12600 | Cash+ VS $12000 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | WCU Visa $10000 | Blispay $7500 | Amazon VS $7300 | Target MC $7000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 4 of 10
Valued Contributor

Re: Costco Citi card reports same Opening date as my original Amex


SunriseEarth wrote:

One7 wrote:

It reported with my actual opening date. Which was my first Amex, so not sure if it would be backdated. Great for me though because its not a new TL


Your first AMEX sets your MSD.   I got my first AMEX in 1998, so that's my MSD.  


I'm guessing they are using the date the card was opened, it just so happens its my MSD with Amex

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 5 of 10
Regular Contributor

Re: Costco Citi card reports same Opening date as my original Amex

Citi Costco now showing on all my reports - using the actual date it was opened, not my Amex MSD. That's OK, it's >24 mos ago so not hurting anything.

Message 6 of 10
Valued Contributor

Re: Costco Citi card reports same Opening date as my original Amex


MJ-san wrote:

Citi Costco now showing on all my reports - using the actual date it was opened, not my Amex MSD. That's OK, it's >24 mos ago so not hurting anything.


I agree, alot better than showing as a new TL 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 7 of 10
Moderator

Re: Costco Citi card reports same Opening date as my original Amex


MJ-san wrote:

Citi Costco now showing on all my reports - using the actual date it was opened, not my Amex MSD. That's OK, it's >24 mos ago so not hurting anything.


Out of curiousity, what is your actual opening date and your MSD?   



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/13/18)
Uber VS $37000 | AMEX BCE $34000 | BofA BBR #1 $31400 | BoA BBR #2 $31100 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | Cap 1 QS WMC $17250 | JCP $15000 | Citi DC $12600 | Cash+ VS $12000 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | WCU Visa $10000 | Blispay $7500 | Amazon VS $7300 | Target MC $7000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 8 of 10
Regular Contributor

Re: Costco Citi card reports same Opening date as my original Amex

The former Amex account showed date opened as 5/99 (my MSD-- actually, more like MSY -- my other Amex cards show 1999 but the day/month varies)... the new CIti account shows 5/14 (actual open date).

Message 9 of 10
Moderator

Re: Costco Citi card reports same Opening date as my original Amex


MJ-san wrote:

The former Amex account showed date opened as 5/99 (my MSD-- actually, more like MSY -- my other Amex cards show 1999 but the day/month varies)... the new CIti account shows 5/14 (actual open date).


Mine just showed up on EX today.   AMEX had an opening date of 8/1998, but Citi has 8/2014.   Smiley Sad



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/13/18)
Uber VS $37000 | AMEX BCE $34000 | BofA BBR #1 $31400 | BoA BBR #2 $31100 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | Cap 1 QS WMC $17250 | JCP $15000 | Citi DC $12600 | Cash+ VS $12000 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | WCU Visa $10000 | Blispay $7500 | Amazon VS $7300 | Target MC $7000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 10 of 10