Couple amex questions.

[dize]

So I just had a succesful recon with amex, I was denied for the gold delta on 9/15. I decided on friday I was going to try to recon due to some innacurate baddies getting removed. I got an email this morning that I was approved, which made me super excited since the representative said this could take until thursday. They gave me $2000, which I'm happy with.

Here are my questions: what day does the 61 day CLI start at? I'm sure it's been covered before, but is it from date of approval or date of card activation? My other one is: I was an AU on a charge card back in around 04-05. It was my dads account, I was like 13 at the time. Will it get backdated to then because of my age? Also, I dont rememver but my dad might have burned them on that account. I know he did for sure on the business account. Would that affect the backdating as well? Is there a way I could find out?

Thanks

[Anonymous]

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@dize wrote:

So I just had a succesful recon with amex, I was denied for the gold delta on 9/15. I decided on friday I was going to try to recon due to some innacurate baddies getting removed. I got an email this morning that I was approved, which made me super excited since the representative said this could take until thursday. They gave me $2000, which I'm happy with.

Here are my questions: what day does the 61 day CLI start at? I'm sure it's been covered before, but is it from date of approval or date of card activation? My other one is: I was an AU on a charge card back in around 04-05. It was my dads account, I was like 13 at the time. Will it get backdated to then because of my age? Also, I dont rememver but my dad might have burned them on that account. I know he did for sure on the business account. Would that affect the backdating as well? Is there a way I could find out?

Thanks

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I'd go with a week after your second statement cuts just to be safe.

[FinStar]

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@dize wrote:

So I just had a succesful recon with amex, I was denied for the gold delta on 9/15. I decided on friday I was going to try to recon due to some innacurate baddies getting removed. I got an email this morning that I was approved, which made me super excited since the representative said this could take until thursday. They gave me $2000, which I'm happy with.

Here are my questions: what day does the 61 day CLI start at? I'm sure it's been covered before, but is it from date of approval or date of card activation? My other one is: I was an AU on a charge card back in around 04-05. It was my dads account, I was like 13 at the time. Will it get backdated to then because of my age? Also, I dont rememver but my dad might have burned them on that account. I know he did for sure on the business account. Would that affect the backdating as well? Is there a way I could find out?

Thanks

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61 days from account creation.  The date you set up your account, will be the creation date. Usually it's a few days after your approval.  To be sure, call them and ask, they will let you know.

[dize]

Thanks, I tried setting my account up from the email, but for some reason my invite code has already expired, which is weird cuz I tried 5 minuets after getting the email. I guess I will have to wait till I get the card

[taxi818]

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@FinStar wrote:

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@dize wrote:

So I just had a succesful recon with amex, I was denied for the gold delta on 9/15. I decided on friday I was going to try to recon due to some innacurate baddies getting removed. I got an email this morning that I was approved, which made me super excited since the representative said this could take until thursday. They gave me $2000, which I'm happy with.

Here are my questions: what day does the 61 day CLI start at? I'm sure it's been covered before, but is it from date of approval or date of card activation? My other one is: I was an AU on a charge card back in around 04-05. It was my dads account, I was like 13 at the time. Will it get backdated to then because of my age? Also, I dont rememver but my dad might have burned them on that account. I know he did for sure on the business account. Would that affect the backdating as well? Is there a way I could find out?

Thanks

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61 days from account creation.  The date you set up your account, will be the creation date. Usually it's a few days after your approval.  To be sure, call them and ask, they will let you know.

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It's actually 61 days from approval date. Just go to approvals here. You will see the amex guide to 61 day 3x cli. Tells you all. Like use it. Pif. To get chances.  And sometimes they counter offer. 

[FinStar]

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@taxi818 wrote:

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@FinStar wrote:

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@dize wrote:

So I just had a succesful recon with amex, I was denied for the gold delta on 9/15. I decided on friday I was going to try to recon due to some innacurate baddies getting removed. I got an email this morning that I was approved, which made me super excited since the representative said this could take until thursday. They gave me $2000, which I'm happy with.

Here are my questions: what day does the 61 day CLI start at? I'm sure it's been covered before, but is it from date of approval or date of card activation? My other one is: I was an AU on a charge card back in around 04-05. It was my dads account, I was like 13 at the time. Will it get backdated to then because of my age? Also, I dont rememver but my dad might have burned them on that account. I know he did for sure on the business account. Would that affect the backdating as well? Is there a way I could find out?

Thanks

---

61 days from account creation.  The date you set up your account, will be the creation date. Usually it's a few days after your approval.  To be sure, call them and ask, they will let you know.

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It's actually 61 days from approval date. Just go to approvals here. You will see the amex guide to 61 day 3x cli. Tells you all. Like use it. Pif. To get chances.  And sometimes they counter offer. 

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Incorrect - 61 days from account creation, not from approval date Taxi818.

[Anonymous]

You can chat with a CSR when you setup your online account and they will tell you the date the account was created and when you can ask for a CLI. They told me a date and said after this date is when you can do it. With the date they give you, do it the following day.

[takeshi74]

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@dize wrote:

Here are my questions: what day does the 61 day CLI start at? I'm sure it's been covered before, but is it from date of approval or date of card activation?

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If you haven't read the 3x CLI guide (which addresses your question) I highly recommend using it as a resource:

http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

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@dize wrote:

My other one is: I was an AU on a charge card back in around 04-05. It was my dads account, I was like 13 at the time. Will it get backdated to then because of my age?

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It should.

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@dize wrote:

Also, I dont rememver but my dad might have burned them on that account. I know he did for sure on the business account. Would that affect the backdating as well? Is there a way I could find out?

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 You can always call and ask.  I'd suggest waiting until your online account gets set up and then giving them a little time to see whether or not they automatically backdate.  If not, then call them.